We have some exciting news to share! The Motley Fool UK has now become The Twelfth Magpie -- an independent, UK-owned company, led by our long-serving UK management team — Mark Rogers, Chris Nials and Heather Adlington. In practical terms, it’s the same team you know, now fully focused on serving our UK readers and members.

Just as importantly, our approach remains unchanged: long-term, jargon-free, and on your side. This site is our new home, and there will be extra tweaks made across the coming few days as we settle in. So if anything looks a little off, please bear with us!

With no money in the bank, investors can use the Warren Buffett method to start building 6-figure wealth

Warren Buffett’s spent six decades quietly compounding wealth at 19.9% a year. Here’s his winning formula, and how investors can use it in 2026.

| More on:
Joyful mature couple having fun together enjoying vacation on city street. Two retired older people enjoying time together during autumn holidays or weekend getaway

You’re reading a free article with opinions that may differ from The Twelfth Magpie’s Premium Investing Services. Become a member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn more, and get a free 'Best Buy Now' stock!.

Warren Buffett’s widely regarded as the greatest investor of the modern era. And for good reason. Since the 1960s, he’s delivered an annualised return of 19.9%, more than double the stock market’s historical average.

To put that in practical terms, an investor putting away just £250 a month for 20 years at this rate would accumulate close to £765,805.

Should you buy Coca-Cola shares today?

Before you decide, please take a moment to review this report first. Despite ongoing uncertainties from US tariffs to global conflicts, Mark Rogers and his team believe many UK shares still trade at substantial discounts, offering savvy investors plenty of potential opportunities to learn about.

That’s why this could be an ideal time to secure this valuable research – Mark’s analysts have scoured the markets to reveal 5 of his favourite long-term ‘Buys’. Please, don’t make any big decisions before seeing them.

By comparison, the same investor using an index fund generating 8% would likely end up with around £147,255.

So how does he do it?

Understanding moats

Buffett’s edge comes down to one concept above all others: the competitive moat. A moat is the structural advantage that protects a business from competition over time. It might be an unbeatable brand, a distribution network that takes decades to replicate, or a product so embedded in daily habits that consumers never think to switch. The wider and deeper the moat, the more durable the returns.

And no stock in Buffett’s playbook illustrates this better than Coca-Cola (NYSE:KO). Buffett first bought Coca-Cola shares for Berkshire Hathaway’s portfolio back in 1988.

Today, Berkshire holds 400m shares and collects around $848m in dividends every year from that single position alone. And since that same advantage continues to dominate in 2026, to this day he’s never sold a single share.

So does the stock still make sense to buy today?

Is Coca-Cola still a good investment?

Looking at the group’s latest first quarter results for 2026, revenue rose 12% year-on-year to $12.47bn and adjusted EPS climbed 18% to $0.86.

The latter was comfortable ahead of the $0.81 that analysts were expecting, demonstrating the firm’s ability to keep impressing with every operating segment posting positive volume growth, while boosting operating margins.

Total unit case volume grew 3% globally, with Coca-Cola Zero posting a remarkable 13% increase, sucessfully capturing younger, health-conscious consumers without cannibalising its core business.

What’s more impressive, this volume growth came even after the firm raised prices. And it goes to show that Coca-Cola’s brand-driven pricing power remains rock-solid.

Subsequently, full-year earnings growth guidance was raised from a target 7%-8% range to 8%-9%. And that certainly makes the business seem like a Buffett stock still worth buying. So where’s the risk?

Is there anything to worry about?

Despite the strong results, there are still some blemishes. Asia Pacific operating income fell 14%, weighed down by affordability initiatives in India and commodity cost pressures in tea and coffee. And this impact was ultimately amplified by currency headwinds.

But even if management sucessfully overcomes these headwinds, investors seeking Buffett-like returns in 2026 may be left disappointed.

At a $355bn market-cap, this stock’s unlikely to deliver near-20% annualised gains over the next two decades, even less so given the premium price-to-earnings ratio of 26 attached to the stock today.

So is it really worth buying?

For investors who’ve already established a solid chunk of wealth, Coca-Cola might still be a lucrative, boring stock to consider. But for those seeking to build chunky wealth, it’s likely better served as an example of what traits to look for in other younger businesses today.

Luckily, both the UK and US stock markets are still full of promising opportunities right now.

What income stock do we like better than Coca-Cola right now?

One of our Share Advisor analysts has just released a brand new stock report that we think is a must-read for any investor looking to try and generate potential income.

And the best bit is that you can see if for yourself, right now, absolutely free of charge!

No jargon. No hard sell. Just a clear look at an income share we think is worth your time.


Zaven Boyrazian does not hold any positions in the companies mentioned.

More on Investing Articles

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much do you need in a SIPP for a £3,000-a-month retirement income?

There are many ways to target a four-figure monthly passive income in a SIPP. Royston Wild reveals his plan for…

Read more »

Young black woman walking in Central London for shopping
Investing Articles

By July 2027, £10,000 of Lloyds shares in an ISA could make you…

City analysts think a mix of capital gains and dividends will see holders of Lloyds shares earn a juicy profit.…

Read more »

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

How to invest £99 a month to aim for a passive income of £74,144 a year for life

A £99 monthly investment could snowball into a multi-million-pound shares portfolio. Here's how one FTSE 100 share has helped me…

Read more »

Petrochemical engineer working at night with digital tablet inside oil and gas refinery plant
Investing Articles

The BP share price slips below 460p as oil stabilises. Is now a good time to buy?

Is oil the only factor impacting the BP share price, or could deeper structural issues be dragging down gains? Mark…

Read more »

happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Here’s 1 key reason I think an ISA may be a better option than a SIPP for retirement

Mark Hartley takes a closer look at the characteristics of popular UK investment accounts like a SIPP and ISA, and…

Read more »

Close-up image depicting a woman in her 70s taking British bank notes from her colourful leather wallet.
Investing Articles

2 FTSE 100 dividend shares I own for long-term passive income!

Looking for the best FTSE 100-listed dividend stocks to buy? Royston Wild discusses two passive income heroes he holds --…

Read more »

Warren Buffett at a Berkshire Hathaway AGM
Investing Articles

Here’s how Warren Buffett manages to turn market panics to his advantage!

Warren Buffett's developed an investing style over his career that makes him well-positioned to grasp short-lived opportunities in rocky markets.

Read more »

Happy senior couple hugging and enjoying retirement at home
Investing Articles

£10,000 invested in this blue-chip FTSE 100 dividend stock could unlock annual passive income of over £650

This well-known Footsie company is throwing off wads of cash right now, so its shares could be a good source…

Read more »