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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

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Recent Retirement Articles News

Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

Here’s how £10 a day invested in the stock market can cut down retirement age by 5 years

| Mark Hartley

Mark Hartley reveals how anybody, no matter their financial situation, can use the stock market to work towards an early…

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Investing Articles

Barclays, NatWest or Lloyds shares: which is the better pick for a UK retirement portfolio?

| Mark Hartley

In light of a shifting mortgage landscape, Mark Hartley weighs up whether Lloyds' shares are still the most favourable pick…

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Mature Caucasian woman sat at a table with coffee and laptop while making notes on paper
Investing Articles

Here’s how a 40-year-old with no SIPP today could have one worth over £1,153,000 by age 67       

| Christopher Ruane

Christopher Ruane explains why it's a case of better late than never when it comes to trying to build retirement…

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Bus waiting in front of the London Stock Exchange on a sunny day.
Investing Articles

Think a stock market crash would be bad? What if it could help you retire early?

| Christopher Ruane

Is a stock market crash always bad news? Not necessarily -- it can actually provide an opportunity for those investing…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

Double a state pension thanks to dividend shares? Here’s how it could be done

| Christopher Ruane

Ever dreamt of matching the basic State Pension with the dividends from a portfolio of income shares? Our writer explains…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much should a 40-year-old invest each month to match the State Pension?

| Zaven Boyrazian, CFA

Here's how some investors could replicate the full UK State Pension with just £330 a month in 12-and-a-half years via…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much should a 45-year-old put in a SIPP each month to try for a million?

| Zaven Boyrazian, CFA

A SIPP can turn a 45-year-old into a millionaire. Zaven Boyrazian explains how and explores one stock that's already made…

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Abstract 3d arrows with rocket
Investing Articles

Here’s why a stock like SpaceX could be a good fit for a SIPP

| Christopher Ruane

SpaceX might not seem like a stock for widows and orphans. But might some of its investment case fit this…

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piggy bank, searching with binoculars
Investing Articles

Here’s how putting £800 a month into a Stocks and Shares ISA from age 27 could fund a £2m retirement!

| Christopher Ruane

Putting under £1,000 a month into a Stocks and Shares ISA over the long term can potentially be financially transformative.…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Could a 40 year old with no investments build a £1m portfolio to retire early? Yes — like this!

| Christopher Ruane

Here's how someone who's already 40 and has no investments could still realistically aim to retire early at 60 with…

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A senior group of friends enjoying rowing on the River Derwent
Investing Articles

Forget the State Pension. Here’s how to target real retirement wealth!

| Zaven Boyrazian, CFA

The State Pension pays just £12,548 a year. Here's a smarter strategy that could help you build a seven-figure pot…

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A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

If a 50-year-old puts £1,000 a month into a SIPP, here’s what they could have by retirement

| Zaven Boyrazian, CFA

Think it's too late to build a serious pension at 50? Think again. Here's how a focused 15-year strategy could…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

Relying on the State Pension for retirement? Here’s why it might not be enough

| Mark Hartley

Mark Hartley examines the pressures facing the UK State Pension, and how the average UK citizen can use a SIPP…

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Senior woman potting plant in garden at home
Investing Articles

Here’s how a stock market crash could help you retire over 10 years early

| Zaven Boyrazian, CFA

A stock market crash sounds terrifying. But for investors who know what to do, it could be the single best…

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Two female adult friends walking through the city streets at Christmas. They are talking and smiling as they do some Christmas shopping.
Investing Articles

Turn a £20k Stocks and Shares ISA into a £10,631 annual second income? It’s possible

| Mark Hartley

When putting together a passive income strategy for retirement, it's worth considering a Stocks and Shares ISA. Mark Hartley outlines…

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A senior man using hiking poles, on a hike on a coastal path along the coastline of Cornwall.
Investing Articles

How much do you need in a SIPP to target a £1,520 a month retirement income?

| Mark Hartley

Mark Hartley outlines a strategy to beef up retirement income by making careful investments, and optimising them with the tax…

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A senior group of friends enjoying rowing on the River Derwent
Investing Articles

61,207 shares of this high-yield dividend stock pay income equal to the State Pension

| Zaven Boyrazian, CFA

Could this FTSE 100 dividend stock really mimic the State Pension? The latest numbers suggest this high-yield name might just…

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A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

Here’s how much is needed in an ISA to earn £46,918 of passive income a year

| Mark Hartley

Mark Hartley takes a look at the kind of investment power needed to bring in enough passive income for a…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

Britons need a £691,000 pension to retire comfortably. Could FTSE 100 shares be the answer?

| Edward Sheldon, CFA

FTSE 100 shares can play a valuable role in a retirement saving strategy. But they’re not the only piece of…

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Index Funds text carved in stone background
Investing Articles

Is a passive global index fund all I need for my SIPP?

| Zaven Boyrazian, CFA

A cheap global tracker can do a lot of heavy lifting in a SIPP, but this UK stock has turned…

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Young Caucasian man making doubtful face at camera
Investing Articles

Not sure what a SIPP is? 3 reasons it could pay to know!

| Christopher Ruane

Christopher Ruane digs into some of the details of a SIPP and highlights a trio of possible benefits he sees…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

How much would you need to put in an ISA each week to try and retire a couple of years early?

| Christopher Ruane

Ever dreamt of retiring even a couple of years earlier than planned? An ISA could help make that a financially…

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Man hanging in the balance over a log at seaside in Scotland
Investing Articles

Could I REALLY retire on a Stocks and Shares ISA with passive income shares?

| Royston Wild

Looking to make an extra cash stream in later life? Royston Wild explains how passive income shares could help him…

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Senior Adult Black Female Tourist Admiring London
Investing Articles

Just 9% of us can expect a ‘comfortable’ retirement! Could UK shares be the answer?

| Royston Wild

Millions of Brits could miss out on the retirement of their dreams. Might they avoid this by investing in UK…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Here’s why Legal & General is still one of the UK’s most popular SIPP buys

| Alan Oscroft

So far in 2026, UK SIPP investors have largely stuck to the same group of favourite FTSE 100 stocks. And…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Want to retire early? Here’s how a weak stock market could actually help

| Christopher Ruane

Christopher Ruane demonstrates with a real-world example how a tumbling stock market could potentially help someone who wants to retire…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

12.2m reasons why I’m building a passive income to supplement the State Pension!

| Royston Wild

Saving for retirement might be more urgent than you think! Here's why I'm investing in ISAs and SIPPs to supplement…

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Smiling white woman holding iPhone with Airpods in ear
Investing Articles

What’s the right age to think seriously about a SIPP?

| Christopher Ruane

If you reckon a SIPP's something you can put off thinking about until you're older, you may be missing out…

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Young mixed-race couple sat on the beach looking out over the sea
Investing Articles

How much does someone need to put in the stock market to stop working and live off passive income?

| Christopher Ruane

Dividends as a passive income stream? Christopher Ruane looks at how the stock market could potentially help someone as they…

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A close up side view of a father and his young daughter who is a wheelchair user having a cute affectionate moment with each other whilst on a family day out in a beautiful public park in Newcastle upon Tyne in the North East of England.
Investing Articles

How much do you need in an ISA for £20 a day of passive income in retirement?

| Mark Hartley

Mark Hartley simplifies the stress and complexities around building passive income in retirement, focusing rather on a basic, daily amount.

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Young mixed-race woman jumping for joy in a park with confetti falling around her
Investing Articles

Does a SIPP really offer free money? What about an ISA?

| Christopher Ruane

When people talk about a SIPP giving them free money, what exactly are they talking about? Our writer explains some…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How big does an ISA need to be to replace the State Pension?

| Zaven Boyrazian, CFA

The State Pension pays £12,547.60 a year. But with the right ISA strategy, a 40-year-old could match it and potentially…

Read more »

happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

32% of my SIPP is invested in these 3 magnificent UK stocks

| Zaven Boyrazian, CFA

I'm building a dividend growth machine inside my SIPP, and these three top-notch UK stocks now make up a third…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much would it take to supplement the State Pension up to £20,000 a year through ISA investments?

| Mark Hartley

Mark Hartley isn’t optimistic about surviving on the State Pension alone. He calculates how much extra income would be needed…

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Elevated view over city of London skyline
Investing Articles

Here’s how a sudden stock market crash could help you retire early

| Christopher Ruane

A stock market crash can seem like a time of doom and gloom. So why does this writer see it…

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Young woman carrying bottle of Energise Sport to the gym
Investing Articles

Here’s why a SIPP stuffed with FTSE 100 shares could beat the FTSE 100 easily!

| Christopher Ruane

When is a pound not a pound? When it's invested in a SIPP! This writer explains how even a conservative…

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Senior Couple Walking With Pet Bulldog In Countryside
Investing Articles

How much do you need in a SIPP for a £241.30 a week passive income?

| Royston Wild

Fancy doubling the State Pension? Royston Wild explains how drip-feeding money into a SIPP could significantly boost your wealth in…

Read more »

Mature black couple enjoying shopping together in UK high street
Investing Articles

Here’s how to target retiring as a millionaire on a £60k SIPP

| Zaven Boyrazian, CFA

A £60k SIPP might feel modest, but it could grow into £1m without adding another penny. Here's one strategy that…

Read more »

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

A stock market crash could help you retire years early. The reason’s simple

| Christopher Ruane

Will the next crash wreak havoc with your retirement plans -- or bring them forward? Our writer explains how plunging…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much do you need in an ISA to match the £12,547 State Pension?

| Zaven Boyrazian, CFA

The State Pension pays just £12,547 a year. Here's how big an ISA needs to be to match it, and…

Read more »