We have some exciting news to share! The Motley Fool UK has now become The Twelfth Magpie -- an independent, UK-owned company, led by our long-serving UK management team — Mark Rogers, Chris Nials and Heather Adlington. In practical terms, it’s the same team you know, now fully focused on serving our UK readers and members.

Just as importantly, our approach remains unchanged: long-term, jargon-free, and on your side. This site is our new home, and there will be extra tweaks made across the coming few days as we settle in. So if anything looks a little off, please bear with us!

The content of this article was relevant at the time of publishing. Circumstances change continuously and caution should therefore be exercised when relying upon any content contained within this article.

Can tradespeople continue to work in tier 5?

An overview of what tier 5 lockdown restrictions mean for tradespeople, including whether they can continue to work.

Note paper with question mark on orange background

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Twelfth Magpie’s Premium Investing Services. Become a member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn more, and get a free 'Best Buy Now' stock!.

An advanced lockdown level or tier 5 is currently in place across England with the rules somewhat similar to those of the first lockdown. The main message is to stay at home wherever possible. However, for tradespeople like plumbers and electricians, who have to go to clients’ homes for work, this guidance has obvious limitations.

So, if you’re a tradesperson, what does the tier 5 lockdown mean for you? Can you continue to work? Here’s what you need to know.

Should you buy Rolls Royce shares today?

Before you decide, please take a moment to review this report first. Despite ongoing uncertainties from US tariffs to global conflicts, Mark Rogers and his team believe many UK shares still trade at substantial discounts, offering savvy investors plenty of potential opportunities to learn about.

That’s why this could be an ideal time to secure this valuable research – Mark’s analysts have scoured the markets to reveal 5 of his favourite long-term ‘Buys’. Please, don’t make any big decisions before seeing them.

What do the new tier 5 rules say?

According to the new tier 5 rules, you must not leave home or be outside your home except where necessary. You can only leave home if you have a reasonable excuse, such as going to work if the work can’t be done from home.

Can tradespeople continue working?

In short, yes. Given that the job cannot be done remotely and requires in-person attendance, if you’re a tradesperson, you can continue working.

The government’s guidance ‘applies to those working in, visiting or delivering to home environments’. This includes, but is not limited to, people providing repair services, fitters, cleaners, cooks, meter readers and plumbers. You can still work in other people’s homes as long as you follow COVID-Secure guidance.

However, if you’re clinically vulnerable, you’re advised to stay at home even if that means you cannot work.

How can tradespeople keep safe in people’s homes?

The government says that you should not enter a property or carry out work in a place where a member of the household is showing symptoms of Covid-19 or is shielding. It goes without saying that you should not attempt to work if you are experiencing any symptoms yourself.

You should communicate with households before any visit to discuss how the work will be carried out to minimise risk for all parties involved.

When working in a house where someone is clinically vulnerable (e.g. a person over 70) you are required to make prior arrangements with the person to avoid face-to-face contact (e.g. when answering the door).

Other safety rules that should be observed are as follows:

  • Where possible, wear a face mask
  • Maintain the two-metre social distancing rule
  • Wash your hands at regular intervals for 20 seconds using soap and water
  • Thoroughly clean regularly touched objects and surfaces
  • Open windows and doors to maintain good ventilation in the work environment
  • Avoid touching your face and dispose of all tissues safely and immediately after use
  • Ask your customers to pay using electronic payment methods rather than cash to minimise contact

What about tradespeople who work in teams?

Where there are multiple workers in a home, under tier 5 restrictions they should be divided into fixed teams or partnered up to reduce the number of people each person has contact with.

They should also work back to back or side to side rather than face to face whenever possible.

Where there is a need to hand over tools or domestic appliances to other teams, drop off points or transfer zones should be created to avoid direct contact.

What support can I get if I cannot work?

The good news is that if you cannot work during the tier 5 lockdown, there is still a lot of support available from the government. This includes the furlough scheme, which has been extended until the end of April.

Also, if you are a self-employed tradesperson and your profits have reduced because of the coronavirus, you can claim the SEISS grant. Applications for the third phase of the grant are now open and will close on 29 January 2021.

To find out what other support you can get, head over to the gov.uk website. And for useful tips on how to protect your finances during these uncertain times, check out our Coronavirus Money Guide.

More on Personal Finance

happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Plan to fund your retirement with just the State Pension? Good luck with that!

The UK's State Pension is ranked as one of the worst among the world's developed economies. Consider this alternative to…

Read more »

Note paper with question mark on orange background
Personal Finance

Should you invest your ISA in a model portfolio?

Which model ISA portfolios offer both high performance and low fees? Hargreaves Lansdown, Interactive Investor and AJ Bell go under…

Read more »

Economic Uncertainty Ahead Sign With Stormy Background
Personal Finance

Is it time to exit emerging markets investments?

Investors may well be sitting on losses from emerging markets funds. Is it worth keeping the faith for a sustained…

Read more »

Personal Finance

Share trading? Three shares with turnaround potential

Share trading has been difficult in 2022, but which companies have turnaround potential? Jo Groves takes a closer look at…

Read more »

Man using credit card and smartphone for purchasing goods online.
Personal Finance

Revealed! Why Gen Z may be the savviest generation when it comes to credit cards

New research reveals that Gen Z may be the most astute when it comes to credit cards. But why? And…

Read more »

Environmental technology concept.
Personal Finance

The 10 best-performing sectors for ISA investors

The best-performing sectors over the past year invested in real assets such as infrastructure, but is this trend set to…

Read more »

Road sign warning of a risk ahead
Personal Finance

Recession risk ‘on the rise’: is it time for investors to worry?

A major global bank has suggested the risk of a recession in the UK is 'on the rise'. So, should…

Read more »

pensive bearded business man sitting on chair looking out of the window
Personal Finance

1 in 4 cutting back on investments amid cost of living crisis

New research shows one in four investors have cut back on their investing contributions to cope with the rising cost…

Read more »