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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

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Recent Retirement Articles News

Senior Adult Black Female Tourist Admiring London
Investing Articles

Just 9% of us can expect a ‘comfortable’ retirement! Could UK shares be the answer?

| Royston Wild

Millions of Brits could miss out on the retirement of their dreams. Might they avoid this by investing in UK…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Here’s why Legal & General is still one of the UK’s most popular SIPP buys

| Alan Oscroft

So far in 2026, UK SIPP investors have largely stuck to the same group of favourite FTSE 100 stocks. And…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Want to retire early? Here’s how a weak stock market could actually help

| Christopher Ruane

Christopher Ruane demonstrates with a real-world example how a tumbling stock market could potentially help someone who wants to retire…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

12.2m reasons why I’m building a passive income to supplement the State Pension!

| Royston Wild

Saving for retirement might be more urgent than you think! Here's why I'm investing in ISAs and SIPPs to supplement…

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Smiling white woman holding iPhone with Airpods in ear
Investing Articles

What’s the right age to think seriously about a SIPP?

| Christopher Ruane

If you reckon a SIPP's something you can put off thinking about until you're older, you may be missing out…

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Young mixed-race couple sat on the beach looking out over the sea
Investing Articles

How much does someone need to put in the stock market to stop working and live off passive income?

| Christopher Ruane

Dividends as a passive income stream? Christopher Ruane looks at how the stock market could potentially help someone as they…

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A close up side view of a father and his young daughter who is a wheelchair user having a cute affectionate moment with each other whilst on a family day out in a beautiful public park in Newcastle upon Tyne in the North East of England.
Investing Articles

How much do you need in an ISA for £20 a day of passive income in retirement?

| Mark Hartley

Mark Hartley simplifies the stress and complexities around building passive income in retirement, focusing rather on a basic, daily amount.

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Young mixed-race woman jumping for joy in a park with confetti falling around her
Investing Articles

Does a SIPP really offer free money? What about an ISA?

| Christopher Ruane

When people talk about a SIPP giving them free money, what exactly are they talking about? Our writer explains some…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How big does an ISA need to be to replace the State Pension?

| Zaven Boyrazian, CFA

The State Pension pays £12,547.60 a year. But with the right ISA strategy, a 40-year-old could match it and potentially…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

32% of my SIPP is invested in these 3 magnificent UK stocks

| Zaven Boyrazian, CFA

I'm building a dividend growth machine inside my SIPP, and these three top-notch UK stocks now make up a third…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How much would it take to supplement the State Pension up to £20,000 a year through ISA investments?

| Mark Hartley

Mark Hartley isn’t optimistic about surviving on the State Pension alone. He calculates how much extra income would be needed…

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Elevated view over city of London skyline
Investing Articles

Here’s how a sudden stock market crash could help you retire early

| Christopher Ruane

A stock market crash can seem like a time of doom and gloom. So why does this writer see it…

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Young woman carrying bottle of Energise Sport to the gym
Investing Articles

Here’s why a SIPP stuffed with FTSE 100 shares could beat the FTSE 100 easily!

| Christopher Ruane

When is a pound not a pound? When it's invested in a SIPP! This writer explains how even a conservative…

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Senior Couple Walking With Pet Bulldog In Countryside
Investing Articles

How much do you need in a SIPP for a £241.30 a week passive income?

| Royston Wild

Fancy doubling the State Pension? Royston Wild explains how drip-feeding money into a SIPP could significantly boost your wealth in…

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Mature black couple enjoying shopping together in UK high street
Investing Articles

Here’s how to target retiring as a millionaire on a £60k SIPP

| Zaven Boyrazian, CFA

A £60k SIPP might feel modest, but it could grow into £1m without adding another penny. Here's one strategy that…

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Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

A stock market crash could help you retire years early. The reason’s simple

| Christopher Ruane

Will the next crash wreak havoc with your retirement plans -- or bring them forward? Our writer explains how plunging…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much do you need in an ISA to match the £12,547 State Pension?

| Zaven Boyrazian, CFA

The State Pension pays just £12,547 a year. Here's how big an ISA needs to be to match it, and…

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pensive bearded business man sitting on chair looking out of the window
Investing Articles

How could a SIPP provide an extra £1,000 per month on top of a State Pension?

| Christopher Ruane

Another four-figure sum per month in addition to the State Pension? Our writer explores some of the possibilities offered by…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much should I invest in a SIPP to finish work and live off just dividend income?

| Royston Wild

I'm hoping to retire comfortably on my Self-Invested Personal Pension (SIPP). But how much do I need to put in…

Read more »

Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

Here’s how a stock market crash could actually be great for your retirement planning!

| Christopher Ruane

Christopher Ruane explains why, rather than fearing a stock market crash, a long-term investor could use it to try and…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much do you need an ISA for a £31,352 second income?

| Royston Wild

Investing regularly in a Stocks and Shares ISA can generate a significant second income in retirement. Royston Wild explains how.

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Businessman with tablet, waiting at the train station platform
Investing Articles

Why bother with a SIPP now rather than wait 10 years?

| Christopher Ruane

Interested in a SIPP but putting it off to give yourself time to think? Christopher Ruane explains why that could…

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happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

Plan to fund your retirement with just the State Pension? Good luck with that!

| Royston Wild

The UK's State Pension is ranked as one of the worst among the world's developed economies. Consider this alternative to…

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Portrait of a boy with the map of the world painted on his face.
Investing Articles

How to avoid these common mistakes when considering both a SIPP and ISA

| Mark Hartley

A SIPP and an ISA are two very different investment vehicles. Mark Hartley outlines the importance of developing a unique…

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Three generation family are playing football together in a field. There are two boys, their father and their grandfather.
Investing Articles

How to target a £1,183 monthly passive income in a SIPP for life!

| Royston Wild

Own a Self-Invested Personal Pension (SIPP)? Here's how you could maximise your chances of a comfortable retirement by buying dividend…

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Bearded man writing on notepad in front of computer
Investing Articles

How much do you need in a SIPP to target a £2,641 monthly passive income?

| Zaven Boyrazian, CFA

Looking for UK shares to buy in a SIPP for a decent retirement lifestyle? Zaven Boyrazian explores a stock that’s…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

The biggest reason to use a SIPP is…

| Christopher Ruane

A SIPP can offer an investor both pros and cons. But there's one big advantage this writer rates highly. Did…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much would an ISA need to bridge the gap between the State Pension and £38,584 a year?

| Andrew Mackie

Andrew Mackie asks: is the State Pension really enough — and what would it take to bridge the gap to…

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Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Buying 107,724 shares in this FTSE 100 dividend stock could double the State Pension

| Royston Wild

Looking to supplement the State Pension? Consider this income-paying FTSE 100 share, whose forward dividend yield soars above 8%.

Read more »

Mature Caucasian woman sat at a table with coffee and laptop while making notes on paper
Investing Articles

No pension at 50? Here’s how to target a £500k retirement pot

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how to target a sizeable pension pot even when starting from scratch at the age of 50.…

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ISA Individual Savings Account
Retirement Articles

How to invest £20k in a Stocks and Shares ISA to target lucrative passive income for life

| Mark Hartley

Mark Hartley outlines a strategy to use £20k a year in a Stocks and Shares ISA to aim for £4,000…

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A mature adult sitting by a fireplace in a living room at home. She is wearing a yellow cardigan and spectacles.
Investing Articles

How much is needed in an ISA to target a £766.60 weekly passive income?

| Mark Hartley

Mark Hartley details why monthly contributions combined with high-yield stocks can help achieve passive income equivalent to the median UK…

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A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

How much do you need in a SIPP to earn £12,547.60 in passive income a year?

| Zaven Boyrazian, CFA

Investing regularly in a SIPP can eventually provide a long-term passive retirement income, potentially even up to £45,430.32. Zaven Boyrazian…

Read more »

Dominos delivery man on skateboard holding pizza boxes
Investing Articles

Think you’re too young for a SIPP? Think again!

| Christopher Ruane

Is a SIPP something best left to later in working life? Not at all, according to this writer -- and…

Read more »

Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

How the UK State Pension measures up against other countries — and why it’s not enough

| Mark Hartley

Mark Hartley weighs the UK State Pension against other nations, revealing why it’s important for Britons to explore additional options.

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

Here’s 1 way to pick buy-and-forget stocks for a lifetime SIPP

| Alan Oscroft

Volatile stock markets have shaken the confidence of SIPP and ISA investors in 2026. We need a low-stress way to…

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Senior woman potting plant in garden at home
Investing Articles

Here’s why SIPP investors love these 2 top UK dividend stocks

| Mark Hartley

Mark Hartley explains the enduring popularity behind two UK dividend shares that feature frequently in SIPPs. Is the market right…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

57,584 shares of this high-yield dividend stock pay income equal to the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian calculates how many shares he needs to buy in this FTSE 100 financial stock to generate enough passive…

Read more »

A senior Hispanic couple kayaking
Investing Articles

Here’s how you could create a large ISA passive income and retire early

| Royston Wild

Fancy retiring years before the State Pension age? Who doesn't? Royston Wild explains how to target passive income in a…

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Close-up of children holding a planet at the beach
Investing Articles

Young investors are taking the stock market on a rollercoaster ride. Here’s how retirees can buckle up

| Mark Hartley

Mark Hartley reveals the volatile impact that younger investors are having on the stock market and how UK retirees can…

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