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		<lastmod>2019-10-30T11:16:13+00:00</lastmod>
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		<lastmod>2019-10-31T14:51:12+00:00</lastmod>
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		<lastmod>2019-10-31T17:26:59+00:00</lastmod>
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		<lastmod>2019-11-04T11:45:57+00:00</lastmod>
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		<lastmod>2019-11-07T08:46:03+00:00</lastmod>
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		<lastmod>2019-11-05T10:33:54+00:00</lastmod>
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		<lastmod>2019-11-05T11:05:50+00:00</lastmod>
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		<lastmod>2019-11-05T12:09:40+00:00</lastmod>
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		<lastmod>2019-11-05T12:43:20+00:00</lastmod>
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		<lastmod>2019-11-05T12:46:51+00:00</lastmod>
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		<lastmod>2019-11-05T12:56:21+00:00</lastmod>
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		<lastmod>2019-11-09T13:05:25+00:00</lastmod>
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	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/no-savings-at-40-2-top-ftse-100-stocks-id-buy-for-early-retirement/</loc>
		<lastmod>2019-11-06T08:10:54+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/09/forget-the-state-pension-heres-how-id-invest-today-to-generate-1m-for-retirement/</loc>
		<lastmod>2019-11-09T13:11:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/05/all-bets-were-off-as-the-william-hill-share-price-crashed-12-yesterday/</loc>
		<lastmod>2019-11-05T14:39:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/05/ftse-100-dividends-should-you-buy-the-rdsb-share-price-and-its-6-4-yield-for-your-isa/</loc>
		<lastmod>2019-11-05T14:47:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/05/forget-mothercare-the-vodafone-share-price-is-rising/</loc>
		<lastmod>2019-11-05T16:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/09/did-you-miss-the-brexit-bounce/</loc>
		<lastmod>2019-11-09T06:23:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/05/how-should-i-invest-5k-the-5-shares-id-buy-today/</loc>
		<lastmod>2019-11-05T15:33:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/10/ftse-100-investors-how-id-get-my-portfolio-ready-for-a-corbyn-led-government/</loc>
		<lastmod>2019-11-10T10:08:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/a-cheap-growth-and-dividend-stock-id-buy-for-my-isa-for-2020/</loc>
		<lastmod>2019-11-06T08:50:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/09/how-id-invest-in-buy-to-let-property-with-just-5k-today/</loc>
		<lastmod>2019-11-09T08:03:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/10/3-reasons-id-shun-buy-to-let-property-and-invest-in-ftse-100-shares-right-now/</loc>
		<lastmod>2019-11-10T08:58:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/10/dont-gamble-on-the-the-national-lottery-im-using-this-approach-to-make-1m-instead/</loc>
		<lastmod>2019-11-10T08:24:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/why-id-invest-in-the-sirius-minerals-share-price-at-its-new-lows/</loc>
		<lastmod>2019-11-06T08:46:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/10/no-pension-savings-at-60-i-think-you-can-still-retire-wealthy-with-these-tips/</loc>
		<lastmod>2019-11-10T08:59:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/id-be-extremely-careful-with-this-ftse-250-stock-hedge-funds-are-shorting-it-heavily/</loc>
		<lastmod>2019-11-06T09:53:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/i-think-these-2-ftse-100-dividend-champions-could-double-your-money/</loc>
		<lastmod>2019-11-06T11:10:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/metro-bank-share-price-rebounds-65-heres-what-id-do-now/</loc>
		<lastmod>2019-11-06T11:32:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/heres-what-id-do-about-the-ukog-share-price-right-now-2/</loc>
		<lastmod>2019-11-06T12:04:38+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/06/could-the-barclays-barc-share-price-and-the-ftse-100-help-you-retire-a-millionaire/</loc>
		<lastmod>2019-11-06T12:09:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/1000-to-invest-heres-one-turnaround-stock-id-buy-today-and-one-im-still-avoiding/</loc>
		<lastmod>2019-11-06T12:26:39+00:00</lastmod>
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	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/forget-buy-to-let-id-buy-these-ftse-100-dividend-shares-today-to-make-a-passive-income/</loc>
		<lastmod>2019-11-06T12:32:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/this-warren-buffett-investing-tip-could-boost-your-passive-income-by-thousands/</loc>
		<lastmod>2019-11-06T12:39:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/three-shares-i-would-buy-and-hold-for-5-10-and-30-years/</loc>
		<lastmod>2019-11-06T13:29:21+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/10/3-reasons-id-ditch-a-cash-isa-and-buy-ftse-100-shares-right-now/</loc>
		<lastmod>2019-11-10T12:28:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/09/one-reason-why-im-not-worried-about-a-stock-market-crash-in-2020/</loc>
		<lastmod>2019-11-09T12:32:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/forget-buy-to-let-i-say-this-property-stock-is-a-better-buy/</loc>
		<lastmod>2019-11-06T14:19:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/why-im-eyeing-this-almost-6-dividend-yield-as-the-shares-shoot-up-on-trading-news/</loc>
		<lastmod>2019-11-06T14:38:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/investment-mistakes-can-be-costly-so-what-can-you-do-to-avoid-them/</loc>
		<lastmod>2019-11-06T15:54:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/i-think-this-could-be-the-ftse-100s-best-brexit-proof-stock/</loc>
		<lastmod>2019-11-06T15:59:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/04/the-eurasia-mining-share-price-leaps-20-new-golden-goose-or-the-next-sxx/</loc>
		<lastmod>2019-11-06T15:55:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/can-the-eurasia-mining-eua-share-price-double-your-money/</loc>
		<lastmod>2019-11-06T16:20:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/06/this-ftse-100-dividend-share-offers-11-5-why-its-no-bargain-and-the-better-buy-id-get-rich-with-instead/</loc>
		<lastmod>2019-11-06T16:51:19+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/06/5-plus-dividend-yields-could-this-cheap-income-hero-make-you-an-isa-fortune/</loc>
		<lastmod>2019-11-06T16:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/09/forget-cash-isas-a-dividend-growth-stock-id-buy-today-and-hold-for-10-years/</loc>
		<lastmod>2019-11-09T08:25:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/09/i-think-this-advice-from-warren-buffett-could-help-you-become-a-stocks-and-shares-isa-millionaire/</loc>
		<lastmod>2019-11-09T08:34:49+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/10/how-id-invest-10k-in-a-stocks-and-shares-isa-today/</loc>
		<lastmod>2019-11-10T08:48:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/2-ftse-100-shares-warren-buffett-would-approve-of/</loc>
		<lastmod>2019-11-07T09:49:55+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/07/elections-brexit-trump-what-is-the-biggest-risk-to-your-stock-portfolio-as-we-head-into-2020/</loc>
		<lastmod>2019-11-07T08:55:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/ill-hold-this-12-ftse-100-dividend-yield-in-my-isa-for-at-least-5-years/</loc>
		<lastmod>2019-11-07T10:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/2000-to-invest-id-buy-these-dirt-cheap-ftse-100-stocks-yielding-5/</loc>
		<lastmod>2019-11-07T10:21:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/got-2000-to-invest-in-an-isa-then-id-take-a-look-at-these-2-ftse-100-dividend-stocks/</loc>
		<lastmod>2019-11-07T10:34:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/no-savings-at-40-i-think-these-2-ftse-100-shares-could-boost-your-retirement-prospects/</loc>
		<lastmod>2019-11-07T10:40:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/a-dividend-cut-isnt-the-only-reason-id-steer-clear-of-this-small-cap-stock/</loc>
		<lastmod>2019-11-07T11:01:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/3-reasons-why-id-buy-ftse-100-dividend-stocks-in-an-isa-to-generate-a-passive-income/</loc>
		<lastmod>2019-11-07T11:12:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/warning-i-think-this-ftse-100-dividend-stock-could-make-you-poorer/</loc>
		<lastmod>2019-11-07T11:22:04+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/07/could-the-sirius-minerals-sxx-share-price-ever-return-to-20p/</loc>
		<lastmod>2019-11-07T11:47:37+00:00</lastmod>
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		<lastmod>2019-11-07T11:58:50+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/07/forget-lloyds-bank-shares-id-pile-into-this-ftse-250-companys-growing-yield/</loc>
		<lastmod>2019-11-07T12:27:57+00:00</lastmod>
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		<image:image>
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		<lastmod>2019-11-07T13:44:33+00:00</lastmod>
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		<lastmod>2019-11-07T13:49:13+00:00</lastmod>
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		<lastmod>2019-11-07T14:11:26+00:00</lastmod>
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		<lastmod>2019-11-07T14:17:17+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/07/why-i-think-the-bt-share-price-is-a-better-buy-than-vodafone-on-7-9-dividends/</loc>
		<lastmod>2019-11-07T14:35:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/07/3k-to-spend-on-your-isa-id-buy-this-6-dividend-yield-and-hold-it-for-10-years/</loc>
		<lastmod>2019-11-07T15:37:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/11/07/lloyds-banking-group-share-price-weakness-and-what-id-do-about-it/</loc>
		<lastmod>2019-11-07T16:09:15+00:00</lastmod>
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		<lastmod>2019-11-10T09:03:18+00:00</lastmod>
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		<lastmod>2019-11-07T17:33:18+00:00</lastmod>
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		<lastmod>2019-11-08T08:46:27+00:00</lastmod>
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		<lastmod>2019-11-10T13:23:24+00:00</lastmod>
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		<lastmod>2019-11-09T14:24:59+00:00</lastmod>
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		<lastmod>2019-11-08T08:43:09+00:00</lastmod>
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		<image:image>
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		<lastmod>2019-11-08T09:43:05+00:00</lastmod>
	</url>
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		<lastmod>2019-11-09T09:19:01+00:00</lastmod>
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		<lastmod>2019-11-08T09:36:27+00:00</lastmod>
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		<lastmod>2019-11-08T09:37:32+00:00</lastmod>
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		<lastmod>2019-11-08T09:39:40+00:00</lastmod>
	</url>
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		<lastmod>2019-11-08T09:59:27+00:00</lastmod>
	</url>
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		<lastmod>2019-11-08T10:20:51+00:00</lastmod>
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		<lastmod>2019-11-08T10:22:00+00:00</lastmod>
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		<lastmod>2019-11-08T10:50:03+00:00</lastmod>
	</url>
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		<lastmod>2019-11-08T10:54:53+00:00</lastmod>
	</url>
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		<lastmod>2019-11-08T11:58:26+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2019-11-10T12:20:23+00:00</lastmod>
	</url>
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		<lastmod>2019-11-08T12:27:07+00:00</lastmod>
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		<lastmod>2019-11-13T11:08:13+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/an-uncertain-election-outcome-means-im-avoiding-this-ftse-100-dividend-stock/</loc>
		<lastmod>2019-11-13T11:23:55+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/no-pension-at-50-this-ftse-250-growth-stock-could-turbo-charge-your-savings/</loc>
		<lastmod>2019-11-13T11:37:24+00:00</lastmod>
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		<lastmod>2019-11-16T13:44:43+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/17/forget-buy-to-let-id-invest-in-a-stocks-and-shares-isa-today-to-make-a-million/</loc>
		<lastmod>2019-11-17T12:17:04+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/forget-barclays-id-go-for-this-stock-and-its-growing-dividend-yield-near-5/</loc>
		<lastmod>2019-11-13T12:28:46+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/16/3-ftse-250-stocks-i-think-warren-buffett-would-love/</loc>
		<lastmod>2019-11-16T12:20:27+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/im-finding-these-two-dirt-cheap-banking-stocks-impossible-to-resist/</loc>
		<lastmod>2019-11-13T12:36:59+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/the-tullow-oil-share-price-is-down-20-heres-what-id-do-now/</loc>
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		<lastmod>2019-11-14T07:44:59+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/17/stock-buys-for-december-i-like-to-follow-warren-buffetts-example/</loc>
		<lastmod>2019-11-17T12:48:09+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/13/why-i-think-the-taylor-wimpey-share-price-could-be-the-ftse-100s-best/</loc>
		<lastmod>2019-11-13T13:10:02+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/16/3-ftse-100-stocks-id-sell-before-decembers-general-election/</loc>
		<lastmod>2019-11-16T12:41:18+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/15/isa-investors-should-you-buy-this-near-7-ftse-100-dividend-yield-before-next-week/</loc>
		<lastmod>2019-11-15T08:27:42+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/15/3-reasons-why-the-lloyds-share-price-could-crash-in-2020/</loc>
		<lastmod>2019-11-15T07:40:13+00:00</lastmod>
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		<lastmod>2019-11-13T13:44:46+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/15/with-the-rolls-royce-share-price-plummeting-what-might-be-next-for-the-group/</loc>
		<lastmod>2019-11-15T09:19:51+00:00</lastmod>
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		<lastmod>2019-11-14T08:22:16+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/11/14/id-buy-the-soaring-burberry-share-price-and-this-ftse-100-dividend-stock-today/</loc>
		<lastmod>2019-11-14T10:36:02+00:00</lastmod>
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		<lastmod>2019-11-14T11:18:43+00:00</lastmod>
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		<lastmod>2019-11-16T10:07:36+00:00</lastmod>
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		<lastmod>2019-11-14T12:21:48+00:00</lastmod>
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		<lastmod>2019-11-14T12:48:01+00:00</lastmod>
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		<lastmod>2019-11-14T13:31:16+00:00</lastmod>
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		<lastmod>2019-11-14T21:37:42+00:00</lastmod>
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		<lastmod>2019-11-16T09:09:52+00:00</lastmod>
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		<lastmod>2019-11-16T10:28:47+00:00</lastmod>
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		<lastmod>2019-11-19T07:27:19+00:00</lastmod>
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		<lastmod>2019-11-19T08:24:49+00:00</lastmod>
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