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		<lastmod>2018-10-30T13:45:19+00:00</lastmod>
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		<lastmod>2018-10-31T14:15:42+00:00</lastmod>
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		<lastmod>2018-11-01T14:31:43+00:00</lastmod>
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		<lastmod>2018-10-30T16:24:22+00:00</lastmod>
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		<lastmod>2018-10-31T08:38:29+00:00</lastmod>
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		<lastmod>2018-10-31T14:13:55+00:00</lastmod>
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		<lastmod>2018-10-31T15:21:39+00:00</lastmod>
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		<lastmod>2018-10-31T15:49:14+00:00</lastmod>
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		<lastmod>2018-10-31T15:59:57+00:00</lastmod>
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		<lastmod>2018-11-01T11:00:07+00:00</lastmod>
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		<lastmod>2018-11-01T11:46:19+00:00</lastmod>
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		<lastmod>2018-11-01T11:57:59+00:00</lastmod>
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		<lastmod>2018-11-03T10:30:24+00:00</lastmod>
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		<lastmod>2018-11-03T08:30:04+00:00</lastmod>
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		<lastmod>2018-11-02T10:54:39+00:00</lastmod>
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		<lastmod>2018-11-02T11:16:11+00:00</lastmod>
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		<lastmod>2018-11-05T14:27:42+00:00</lastmod>
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	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/09/is-this-the-supreme-investment-for-time-poor-working-people-who-want-to-retire-early/</loc>
		<lastmod>2018-11-09T15:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/09/these-2-monster-growth-stocks-have-returned-more-than-3000-in-22-years/</loc>
		<lastmod>2018-11-09T16:08:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/10/purplebricks-group-vs-6-yielder-bt-group-which-do-i-feel-is-the-better-investment-destination-today/</loc>
		<lastmod>2018-11-10T12:08:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/10/could-the-marks-and-spencer-share-price-ever-return-to-700p/</loc>
		<lastmod>2018-11-10T12:21:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/big-short-trader-is-shorting-uk-banks-should-you-be-worried/</loc>
		<lastmod>2018-11-12T12:22:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/10/is-it-wise-to-hold-money-in-a-marcus-savings-account-right-now/</loc>
		<lastmod>2018-11-11T09:50:14+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2018/11/UK-Inflation.png</image:loc>
		</image:image>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/looking-for-growth-i-think-this-ftse-250-stock-could-smash-the-ftse-100-over-the-next-decade/</loc>
		<lastmod>2018-11-12T09:28:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/heres-what-could-give-marijuana-stocks-their-next-move-higher/</loc>
		<lastmod>2018-11-12T11:26:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/13/can-cronos-group-catch-its-cannabis-competitors/</loc>
		<lastmod>2018-11-13T07:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/13/tilray-has-something-to-prove/</loc>
		<lastmod>2018-11-13T11:26:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/14/this-unlikely-buyer-is-grabbing-up-cannabis-stocks/</loc>
		<lastmod>2018-11-14T11:38:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/is-ftse-100-member-taylor-wimpeys-share-price-a-steal-after-a-20-fall/</loc>
		<lastmod>2018-11-12T11:46:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/better-buy-canopy-growth-corporation-vs-scotts-miracle-gro-company/</loc>
		<lastmod>2018-11-16T11:46:37+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2018/11/BrightGreenHempLeaves.jpg</image:loc>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/the-dirty-little-secret-about-marijuana-stocks-they-dont-tell-you/</loc>
		<lastmod>2018-11-17T11:48:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/is-it-time-to-pile-into-the-rbs-share-price/</loc>
		<lastmod>2018-11-12T11:52:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/better-marijuana-stock-aurora-cannabis-vs-medmen-enterprises/</loc>
		<lastmod>2018-11-18T11:51:21+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2018/11/CannabisMedication.jpg</image:loc>
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		<loc>https://www.twelfthmagpie.com/2018/11/19/better-marijuana-stock-the-green-organic-dutchman-vs-innovative-industrial-properties/</loc>
		<lastmod>2018-11-19T11:53:49+00:00</lastmod>
		<image:image>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/a-ftse-100-retail-stock-i-wouldnt-touch-with-free-money/</loc>
		<lastmod>2018-11-12T12:16:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/20/ding-dong-jeff-sessions-is-gone-but-thats-not-the-big-news-for-canadian-marijuana-stocks/</loc>
		<lastmod>2018-11-20T11:56:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/2-under-the-radar-stories-that-could-be-huge-news-for-marijuana-stocks/</loc>
		<lastmod>2018-11-21T12:26:42+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2018/10/CannabisFarmer.jpg</image:loc>
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		<loc>https://www.twelfthmagpie.com/2018/11/12/why-id-buy-this-ftse-100-stock-warren-buffett-has-his-eye-on/</loc>
		<lastmod>2018-11-12T12:33:04+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/12/heres-why-id-buy-this-ftse-100-dividend-growth-stock-thats-turned-1000-into-7000/</loc>
		<lastmod>2018-11-12T12:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/forget-the-cash-isa-one-ftse-100-dividend-stock-id-buy-for-my-retirement/</loc>
		<lastmod>2018-11-12T13:32:43+00:00</lastmod>
	</url>
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		<lastmod>2018-11-12T14:17:14+00:00</lastmod>
	</url>
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		<lastmod>2018-11-12T14:45:14+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/12/investors-have-still-been-selling-this-7-yielding-ftse-250-dividend-stock-are-they-crazy/</loc>
		<lastmod>2018-11-12T14:53:20+00:00</lastmod>
	</url>
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		<lastmod>2018-11-12T14:55:59+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/12/earnings-estimates-for-2019-are-falling-fast-what-would-i-do/</loc>
		<lastmod>2018-11-12T16:26:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/12/can-i-afford-to-ignore-this-ftse-250-dividend-champ-yielding-9-1/</loc>
		<lastmod>2018-11-13T07:40:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/13/a-sweet-dividend-stock-id-buy-for-income-and-potential-growth/</loc>
		<lastmod>2018-11-13T09:08:29+00:00</lastmod>
	</url>
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		<lastmod>2018-11-13T10:35:32+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/two-ftse-100-beating-small-cap-stocks-id-buy-and-hold-for-10-years/</loc>
		<lastmod>2018-11-13T10:43:52+00:00</lastmod>
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		<lastmod>2018-11-13T10:48:55+00:00</lastmod>
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		<lastmod>2018-11-13T10:55:03+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/thinking-of-buying-the-bt-share-price-read-this-first/</loc>
		<lastmod>2018-11-13T12:13:02+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/with-1000-id-buy-this-ftse-100-share-based-on-todays-news/</loc>
		<lastmod>2018-11-13T12:40:27+00:00</lastmod>
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		<lastmod>2018-11-13T13:13:00+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/forget-the-best-easy-access-savings-rate-id-buy-this-incredible-ftse-100-dividend-stock/</loc>
		<lastmod>2018-11-13T13:16:55+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/is-the-taylor-wimpey-share-price-11-yield-a-bargain-or-should-i-buy-this-ftse-250-dividend-stock/</loc>
		<lastmod>2018-11-13T14:14:35+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/why-i-believe-these-2-growth-stocks-could-smash-the-ftse-100-in-2019/</loc>
		<lastmod>2018-11-13T15:36:34+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/have-1000-to-invest-why-id-go-for-these-unloved-ftse-100-dividend-stocks/</loc>
		<lastmod>2018-11-13T15:56:26+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/time-to-buy-ftse-100-dividend-stock-vodafone-after-todays-huge-share-price-rise/</loc>
		<lastmod>2018-11-13T16:04:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/13/why-id-invest-1000-in-this-potential-millionaire-maker-stock/</loc>
		<lastmod>2018-11-13T16:23:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/13/the-landsec-share-price-has-now-fallen-by-35-time-to-buy-this-ftse-100-5-yielder/</loc>
		<lastmod>2018-11-13T16:27:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/the-big-election-win-for-marijuana-hardly-anyone-is-talking-about/</loc>
		<lastmod>2018-11-22T08:05:50+00:00</lastmod>
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		<lastmod>2018-11-23T08:09:53+00:00</lastmod>
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		<lastmod>2018-11-14T08:36:30+00:00</lastmod>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/15/falling-cannabis-prices-weigh-on-tilrays-sales-growth/</loc>
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		<image:image>
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		<loc>https://www.twelfthmagpie.com/2018/11/14/this-small-cap-could-yield-more-than-20-is-time-running-out-to-buy/</loc>
		<lastmod>2018-11-14T11:17:51+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/14/has-there-ever-been-a-better-time-to-buy-into-the-bp-share-price/</loc>
		<lastmod>2018-11-14T11:31:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/14/i-think-this-is-the-ftse-100s-biggest-bargain-heres-why-im-buying-today/</loc>
		<lastmod>2018-11-14T11:34:04+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/14/the-big-problems-facing-buy-to-let-investors-in-2019/</loc>
		<lastmod>2018-11-14T11:49:46+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/11/14/the-iqe-share-price-has-fallen-more-than-50-in-2018-heres-what-id-do-now/</loc>
		<lastmod>2018-11-14T13:09:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/5-things-pot-stocks-will-be-focused-on-in-2019/</loc>
		<lastmod>2018-11-24T13:43:45+00:00</lastmod>
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		<lastmod>2018-11-14T13:55:58+00:00</lastmod>
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		<lastmod>2018-11-15T06:00:56+00:00</lastmod>
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		<lastmod>2018-11-15T11:43:54+00:00</lastmod>
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		<lastmod>2018-11-14T14:49:04+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/11/14/one-recovery-stock-id-consider-buying-today-and-one-id-ignore/</loc>
		<lastmod>2018-11-14T15:09:05+00:00</lastmod>
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		<lastmod>2018-11-14T16:10:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/is-buy-to-let-the-best-way-to-boost-your-retirement-income-as-the-state-pension-age-rises/</loc>
		<lastmod>2018-11-17T07:34:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/uk-dividends-hit-a-record-high-in-q3-could-these-ftse-100-dividend-shares-make-you-rich/</loc>
		<lastmod>2018-11-17T08:41:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/could-easy-access-savings-accounts-pay-2-next-year/</loc>
		<lastmod>2018-11-17T08:48:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/forget-1-5-from-a-marcus-account-id-buy-4-ftse-100-dividend-stocks-instead/</loc>
		<lastmod>2018-11-18T07:53:21+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-15T08:57:03+00:00</lastmod>
	</url>
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		<lastmod>2018-11-17T09:31:56+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-15T11:26:09+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-15T12:22:48+00:00</lastmod>
	</url>
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		<lastmod>2018-11-15T12:27:03+00:00</lastmod>
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		<lastmod>2018-11-15T12:31:55+00:00</lastmod>
	</url>
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		<lastmod>2018-11-15T13:06:44+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-15T13:10:25+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-17T13:21:49+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-18T13:31:41+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-17T19:37:56+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-15T14:40:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/15/im-keeping-a-very-close-eye-on-the-rising-tullow-oil-share-price-and-this-bargain-explorer/</loc>
		<lastmod>2018-11-15T15:09:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/15/have-1000-to-invest-2-ftse-250-stocks-id-buy-for-a-stocks-shares-isa/</loc>
		<lastmod>2018-11-15T15:17:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/15/is-a-marcus-savings-account-a-better-investment-choice-than-the-ftse-100/</loc>
		<lastmod>2018-11-15T15:29:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/15/are-these-2-stocks-the-best-way-to-play-a-pre-christmas-stock-market-rally/</loc>
		<lastmod>2018-11-15T16:00:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/has-there-ever-been-a-better-time-to-be-a-ftse-100-investor/</loc>
		<lastmod>2018-11-17T08:34:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/is-it-game-over-for-british-american-tobaccos-share-price/</loc>
		<lastmod>2018-11-16T09:44:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/have-1000-to-invest-why-id-go-for-centrica-held-in-a-stocks-and-shares-isa/</loc>
		<lastmod>2018-11-16T11:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/alert-time-could-be-running-out-to-buy-these-brexit-proof-ftse-100-stocks/</loc>
		<lastmod>2018-11-16T11:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/3-reasons-why-i-believe-lloyds-is-the-perfect-share-for-your-isa/</loc>
		<lastmod>2018-11-17T09:00:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/why-id-buy-neil-woodfords-top-holding-after-todays-news/</loc>
		<lastmod>2018-11-16T11:57:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/why-id-buy-ftse-100-member-itvs-share-price-in-these-weak-stock-markets/</loc>
		<lastmod>2018-11-16T12:03:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/3-ftse-100-shares-id-buy-right-now-in-this-fallen-market/</loc>
		<lastmod>2018-11-16T12:25:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/forget-1-5-from-a-cash-isa-why-id-buy-the-aviva-share-price-and-7-yield-instead/</loc>
		<lastmod>2018-11-16T12:35:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/why-id-consider-buying-the-ftse-100-ahead-of-this-years-santa-rally/</loc>
		<lastmod>2018-11-16T13:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/16/heres-why-id-rather-invest-in-the-ftse-250-than-bothersome-buy-to-let/</loc>
		<lastmod>2018-11-16T14:08:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/these-ftse-100-dividend-stocks-offer-far-bigger-rewards-than-the-marcus-savings-account/</loc>
		<lastmod>2018-11-17T10:34:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/forget-the-best-easy-access-savings-rate-id-pick-up-a-5-1-yield-with-gsk-shares/</loc>
		<lastmod>2018-11-17T09:45:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/is-time-running-out-to-buy-the-ukog-share-price/</loc>
		<lastmod>2018-11-17T10:45:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/ignoring-dividend-stocks-heres-why-i-think-youre-missing-a-trick/</loc>
		<lastmod>2018-11-18T08:30:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/2-ftse-100-dividend-stocks-id-buy-in-case-of-a-no-deal-brexit/</loc>
		<lastmod>2018-11-18T09:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/3-strategies-id-recommend-to-protect-your-portfolio-in-these-weak-markets/</loc>
		<lastmod>2018-11-18T09:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/why-i-believe-its-time-to-give-up-on-buy-to-let-and-buy-stocks-instead/</loc>
		<lastmod>2018-11-18T10:00:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/3-moves-id-make-in-brexit-induced-volatile-stock-markets/</loc>
		<lastmod>2018-11-18T10:30:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/18/the-sse-share-price-now-yields-7-heres-why-id-buy/</loc>
		<lastmod>2018-11-18T11:38:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/what-brexit-could-mean-for-investors-3-things-we-know-so-far/</loc>
		<lastmod>2018-11-19T08:03:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/can-the-astrazeneca-share-price-continue-to-smash-the-ftse-100/</loc>
		<lastmod>2018-11-19T08:18:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/forget-buy-to-let-i-think-these-stocks-are-a-better-buy/</loc>
		<lastmod>2018-11-19T11:19:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/17/have-3000-to-invest-a-ftse-100-dividend-stock-ive-bought-and-will-never-sell/</loc>
		<lastmod>2018-11-19T11:19:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/looking-for-blockbuster-growth-id-look-outside-the-ftse-100-and-buy-warren-buffetts-top-stock/</loc>
		<lastmod>2018-11-19T11:27:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/forget-1-5-from-a-savings-account-id-buy-into-ftse-100-dividend-stock-shells-6-yield/</loc>
		<lastmod>2018-11-19T11:32:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/worried-about-buy-to-let-here-are-2-dividend-stocks-i-might-buy-instead/</loc>
		<lastmod>2018-11-19T11:47:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/these-3-ftse-250-stocks-have-slumped-over-20-is-it-time-to-buy/</loc>
		<lastmod>2018-11-19T11:57:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/why-i-think-there-has-never-been-a-better-time-to-buy-ftse-100-member-morrisons-share-price/</loc>
		<lastmod>2018-11-19T12:37:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/why-i-like-this-warren-buffett-style-ftse-250-share/</loc>
		<lastmod>2018-11-19T13:36:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/has-there-been-a-better-time-to-be-a-ftse-100-dividend-investor/</loc>
		<lastmod>2018-11-24T08:00:53+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/19/the-babcock-share-price-has-slumped-30-in-five-months-time-to-buy/</loc>
		<lastmod>2018-11-19T13:52:02+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/19/would-i-participate-in-the-aj-bell-ipo/</loc>
		<lastmod>2018-11-19T13:59:45+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/19/brexit-chaos-is-bad-news-for-uk-savers-heres-why/</loc>
		<lastmod>2018-11-19T14:10:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/1000-to-invest-id-check-out-the-hsbc-share-price-and-sky-high-yield-today/</loc>
		<lastmod>2018-11-19T14:18:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/why-i-see-the-barclays-share-price-as-a-buy-for-my-pension/</loc>
		<lastmod>2018-11-19T14:19:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/19/2-ftse-100-dividend-stocks-that-are-absurdly-cheap-right-now-like-this-6-yielder/</loc>
		<lastmod>2018-11-19T14:31:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/forget-buy-to-let-id-buy-shares-in-this-property-company-instead/</loc>
		<lastmod>2018-11-19T15:21:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/the-aviva-share-price-makes-me-want-to-buy-more-for-my-pension/</loc>
		<lastmod>2018-11-19T15:25:51+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-20T11:01:13+00:00</lastmod>
	</url>
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		<lastmod>2018-11-20T11:10:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/20/why-id-buy-this-ftse-250-stock-yielding-12-after-todays-news/</loc>
		<lastmod>2018-11-20T11:16:30+00:00</lastmod>
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		<lastmod>2018-11-20T12:03:00+00:00</lastmod>
	</url>
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		<lastmod>2018-11-20T12:11:37+00:00</lastmod>
	</url>
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		<lastmod>2018-11-20T13:01:33+00:00</lastmod>
	</url>
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		<lastmod>2018-11-20T13:04:35+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/why-i-think-this-surprising-ftse-100-growth-stock-has-further-to-run/</loc>
		<lastmod>2018-11-20T13:12:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/19/is-now-the-perfect-time-to-buy-the-ukog-and-the-sxx-share-price/</loc>
		<lastmod>2018-11-20T13:16:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/sound-the-alarm-i-think-this-news-is-another-reason-to-sell-lloyds-bank-straight-away/</loc>
		<lastmod>2018-11-20T14:52:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/20/is-the-rbs-share-price-now-the-biggest-bargain-on-the-ftse-100/</loc>
		<lastmod>2018-11-20T15:21:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/20/time-to-buy-this-ftse-100-dividend-growth-stock-after-todays-record-results/</loc>
		<lastmod>2018-11-20T15:29:11+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/2-growing-dividend-stocks-id-buy-to-top-up-my-state-pension/</loc>
		<lastmod>2018-11-20T15:31:16+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/why-id-buy-this-ftse-100-stock-thats-just-increased-its-dividend-by-43/</loc>
		<lastmod>2018-11-20T15:40:36+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/thinking-of-buying-the-barratt-share-price-read-this-first/</loc>
		<lastmod>2018-11-20T15:49:24+00:00</lastmod>
	</url>
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		<lastmod>2018-11-20T16:14:00+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/20/are-these-2-recovery-stocks-the-best-buys-on-the-ftse-250/</loc>
		<lastmod>2018-11-20T16:22:08+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/21/two-ftse-250-stocks-i-think-look-great-value-right-now/</loc>
		<lastmod>2018-11-21T08:00:27+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/21/2-ftse-250-dividend-stocks-id-happily-buy-today-and-hold-forever-like-this-11-yielder/</loc>
		<lastmod>2018-11-21T08:15:27+00:00</lastmod>
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		<lastmod>2018-11-24T08:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/25/heres-why-im-planning-my-2019-stocks-and-shares-isa-now/</loc>
		<lastmod>2018-11-25T08:29:21+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/3-reasons-to-like-shares-more-than-buy-to-let-property/</loc>
		<lastmod>2018-11-25T08:36:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/25/these-ftse-100-stocks-all-yield-6-time-to-buy/</loc>
		<lastmod>2018-11-25T07:43:13+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/1-4-from-a-cash-isa-im-buying-the-ftse-100s-yield-of-4-3-instead/</loc>
		<lastmod>2018-11-25T08:50:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/which-is-better-the-kingfisher-or-tesco-share-price/</loc>
		<lastmod>2018-11-21T10:24:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/is-the-royal-mail-share-price-or-this-falling-ftse-250-knife-the-brighter-bargain-today/</loc>
		<lastmod>2018-11-21T10:39:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/why-id-invest-2000-in-this-stock-with-millionaire-maker-potential/</loc>
		<lastmod>2018-11-21T10:48:05+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/21/this-is-the-cheapest-growth-stock-in-the-ftse-250-but-is-it-worth-buying/</loc>
		<lastmod>2018-11-21T10:59:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/time-to-buy-or-sell-this-ftse-250-growth-stock-after-todays-share-price-fall/</loc>
		<lastmod>2018-11-21T11:13:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/will-the-sirius-minerals-share-price-ever-recover-to-38p/</loc>
		<lastmod>2018-11-21T11:23:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/2-stocks-id-pick-to-beat-the-buy-to-let-blues-today/</loc>
		<lastmod>2018-11-21T11:33:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/is-the-5-dividend-yield-from-the-ftse-100s-united-utilities-group-worth-having/</loc>
		<lastmod>2018-11-21T12:31:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/have-2000-to-invest-here-are-two-ftse-250-dividend-stocks-id-buy-today/</loc>
		<lastmod>2018-11-21T14:04:17+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-21T15:52:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/two-ftse-100-beating-dividend-stocks-id-buy-and-hold-for-10-years/</loc>
		<lastmod>2018-11-21T15:57:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/this-ftse-100-stock-is-down-35-is-it-now-a-bargain/</loc>
		<lastmod>2018-11-21T16:10:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/21/why-i-think-todays-news-suddenly-makes-this-7-yielder-look-too-cheap/</loc>
		<lastmod>2018-11-21T16:24:48+00:00</lastmod>
	</url>
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		<lastmod>2018-11-21T16:35:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/25/why-id-buy-this-ftse-100-dividend-stock-before-any-buy-to-let-property/</loc>
		<lastmod>2018-11-25T09:12:07+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/is-the-ftse-250-the-best-way-to-improve-your-retirement-income-as-the-state-pension-age-rises/</loc>
		<lastmod>2018-11-25T09:30:25+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/why-im-buying-more-of-the-british-american-tobacco-share-price-after-falling-50-in-a-year/</loc>
		<lastmod>2018-11-25T09:45:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/25/is-the-easyjet-share-price-and-6-yield-a-bargain-or-should-i-buy-this-ftse-100-growth-share/</loc>
		<lastmod>2018-11-25T10:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/these-are-two-ftse-100-companies-id-want-to-buy-with-brexit-looming/</loc>
		<lastmod>2018-11-22T10:19:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/could-the-tesco-share-price-help-you-retire-early-despite-the-rising-state-pension-age/</loc>
		<lastmod>2018-11-22T10:30:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/why-id-buy-this-ftse-100-dividend-champ-to-protect-against-a-no-deal-brexit/</loc>
		<lastmod>2018-11-22T11:07:58+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/22/have-1000-to-invest-glencore-is-a-ftse-100-dividend-share-id-buy-for-the-long-term/</loc>
		<lastmod>2018-11-22T11:19:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/is-it-game-over-for-the-centrica-share-price/</loc>
		<lastmod>2018-11-22T12:20:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/will-the-boohoo-share-price-ever-return-to-245p/</loc>
		<lastmod>2018-11-24T09:40:21+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/24/how-i-plan-to-brexit-proof-my-stocks-and-shares-isa/</loc>
		<lastmod>2018-11-24T10:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/should-you-go-for-the-5-dividend-yield-from-the-ftse-100s-severn-trent/</loc>
		<lastmod>2018-11-22T14:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/is-sirius-minerals-a-great-way-to-protect-your-stocks-portfolio-from-brexit/</loc>
		<lastmod>2018-11-22T14:44:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/is-this-small-cap-stock-a-screaming-bargain-or-value-trap-after-tanking-over-40/</loc>
		<lastmod>2018-11-22T14:45:49+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/22/is-the-lloyds-share-price-a-bargain-or-should-i-buy-this-ftse-250-turnaround-stock/</loc>
		<lastmod>2018-11-22T14:56:53+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/22/a-challenger-bank-id-buy-to-beat-the-santander-share-price/</loc>
		<lastmod>2018-11-22T15:20:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/22/should-i-buy-this-tech-services-stock-after-30-crash/</loc>
		<lastmod>2018-11-22T15:16:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/why-id-buy-this-recovering-dividend-stock-but-dodge-this-falling-knife/</loc>
		<lastmod>2018-11-22T15:32:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/22/why-i-think-this-6-yielding-growth-company-is-an-overlooked-gem/</loc>
		<lastmod>2018-11-22T15:41:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/why-bother-with-buy-to-let-when-you-could-own-these-2-promising-property-shares/</loc>
		<lastmod>2018-11-24T10:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/3-easy-ways-to-invest-like-warren-buffett/</loc>
		<lastmod>2018-11-24T10:45:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/thinking-of-buying-taylor-wimpeys-12-dividend-yield-read-this-first/</loc>
		<lastmod>2018-11-24T11:00:08+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/24/3-reasons-the-ftse-100-is-falling-and-what-id-do-next/</loc>
		<lastmod>2018-11-24T11:20:27+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/forget-the-bt-share-price-id-buy-shares-in-this-firm-instead/</loc>
		<lastmod>2018-11-25T11:00:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/25/forget-the-state-pension-i-say-aim-for-millionaire-status/</loc>
		<lastmod>2018-11-25T11:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/23/the-ftse-100-has-been-smashed-and-i-think-these-dividend-stocks-are-bargains/</loc>
		<lastmod>2018-11-23T09:14:36+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/24/why-id-pick-the-shell-share-price-to-beat-any-new-oil-slump/</loc>
		<lastmod>2018-11-24T08:59:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/23/thinking-of-buying-the-tesco-share-price-read-this-first/</loc>
		<lastmod>2018-11-23T10:40:23+00:00</lastmod>
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		<lastmod>2018-11-23T11:36:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/23/this-ftse-100-dividend-stock-yields-almost-7-here-are-3-reasons-why-id-buy/</loc>
		<lastmod>2018-11-23T11:48:00+00:00</lastmod>
	</url>
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		<lastmod>2018-11-24T11:40:51+00:00</lastmod>
	</url>
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		<lastmod>2018-11-23T12:11:45+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/23/2-ftse-250-investment-trusts-id-buy-for-my-pension-today/</loc>
		<lastmod>2018-11-23T12:13:11+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/24/is-it-time-to-pile-into-the-sirius-minerals-share-price/</loc>
		<lastmod>2018-11-24T12:39:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/heres-why-i-think-its-easier-to-make-1-million-in-the-ftse-250-than-through-buy-to-lets/</loc>
		<lastmod>2018-11-24T13:00:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/24/have-1000-to-invest-bae-is-a-ftse-100-share-id-buy-right-now/</loc>
		<lastmod>2018-11-24T13:33:04+00:00</lastmod>
	</url>
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		<lastmod>2018-11-24T12:49:21+00:00</lastmod>
	</url>
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		<lastmod>2018-11-24T12:15:29+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/23/fearing-a-taylor-wimpey-share-price-crash-read-this-today/</loc>
		<lastmod>2018-11-23T14:25:56+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/11/23/3-quality-stocks-id-buy-and-hold-for-decades/</loc>
		<lastmod>2018-11-23T14:31:23+00:00</lastmod>
	</url>
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		<lastmod>2018-11-25T11:57:34+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/dont-panic-how-i-think-you-can-brexit-proof-your-shares-portfolio-with-these-ftse-100-dividend-stocks/</loc>
		<lastmod>2018-11-25T12:23:55+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/have-3000-to-invest-buy-a-ftse-100-index-tracker-and-i-think-you-will-never-have-to-sell-it/</loc>
		<lastmod>2018-11-25T13:00:09+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/have-2000-to-invest-why-id-buy-the-barclays-share-price-today/</loc>
		<lastmod>2018-11-25T13:39:35+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-24T13:15:10+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/24/should-i-buy-these-aim-listed-multi-baggers-after-big-price-drops/</loc>
		<lastmod>2018-11-24T13:45:05+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/3-top-dividend-stocks-id-buy-right-now/</loc>
		<lastmod>2018-11-25T10:30:32+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T08:00:32+00:00</lastmod>
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		<lastmod>2018-11-26T08:15:51+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T10:54:43+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/25/time-to-bag-a-brexit-bargain/</loc>
		<lastmod>2018-11-26T11:10:09+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T11:10:11+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T11:21:26+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T12:20:02+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T13:40:08+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/26/royal-mail-is-set-to-be-kicked-out-of-the-ftse-100-but-could-it-be-time-to-buy/</loc>
		<lastmod>2018-11-26T14:18:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/26/is-now-the-perfect-time-to-invest-in-the-ukog-share-price/</loc>
		<lastmod>2018-11-26T14:32:18+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/26/forget-0-5-from-a-savings-account-id-go-for-the-legal-general-share-price-and-7-yield/</loc>
		<lastmod>2018-11-26T15:09:20+00:00</lastmod>
		<image:image>
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		<lastmod>2018-11-26T15:16:35+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/26/forget-buy-to-let-id-buy-shares-in-this-7-yielding-company-instead/</loc>
		<lastmod>2018-11-26T15:47:41+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T15:55:19+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T16:18:18+00:00</lastmod>
	</url>
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		<lastmod>2018-11-26T16:26:39+00:00</lastmod>
	</url>
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	</url>
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		<lastmod>2018-11-27T10:54:51+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T11:16:00+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T11:26:34+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T11:39:06+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/11/27/is-the-tullow-oil-share-price-or-this-ftse-100-falling-knife-the-brighter-bargain-today/</loc>
		<lastmod>2018-11-27T12:07:04+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T12:15:20+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T12:30:50+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T12:35:16+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T12:49:58+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-11-28T12:51:30+00:00</lastmod>
	</url>
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		<lastmod>2018-12-01T08:07:01+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T13:56:04+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T14:46:01+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T14:55:19+00:00</lastmod>
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		<lastmod>2018-12-01T07:02:02+00:00</lastmod>
	</url>
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		<lastmod>2018-12-05T07:10:12+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T15:30:44+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T15:43:06+00:00</lastmod>
	</url>
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		<lastmod>2018-11-27T16:17:30+00:00</lastmod>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/27/the-ftse-250-is-crashing-and-i-think-these-dividend-stocks-are-bargains/</loc>
		<lastmod>2018-11-27T16:31:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/only-have-1000-to-invest-this-11-yielder-is-the-ftse-100-dividend-stock-i-think-that-you-should-buy/</loc>
		<lastmod>2018-11-28T08:36:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/i-think-these-two-ftse-100-companies-could-be-immune-from-brexit/</loc>
		<lastmod>2018-11-28T10:55:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/forget-the-ftse-100-id-buy-shares-in-these-ftse-250-growth-stocks-instead/</loc>
		<lastmod>2018-11-28T11:14:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/forget-buy-to-let-im-betting-on-these-two-property-stocks/</loc>
		<lastmod>2018-11-28T11:23:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/could-the-diageo-share-price-beat-the-ftse-100-and-help-you-retire-early/</loc>
		<lastmod>2018-11-28T11:47:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/can-xmas-2018-finally-boost-the-marks-and-spencer-share-price/</loc>
		<lastmod>2018-11-28T11:48:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/why-i-see-the-sse-share-price-as-perfect-for-a-lifetime-isa/</loc>
		<lastmod>2018-11-28T11:59:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/thinking-of-buying-the-royal-mail-share-price-after-its-recent-decline-heres-what-you-need-to-know/</loc>
		<lastmod>2018-11-28T12:11:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/is-the-santander-share-price-a-bargain-or-should-i-buy-this-ftse-250-growth-stock/</loc>
		<lastmod>2018-11-28T13:15:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/can-these-2-growth-and-income-heroes-continue-to-make-investors-wealthy/</loc>
		<lastmod>2018-11-28T14:13:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/why-im-sticking-by-this-cheap-small-cap-dividend-stock/</loc>
		<lastmod>2018-11-28T14:18:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/warning-royal-dutch-shell-is-a-ftse-100-dividend-stock-that-could-sink-in-2019/</loc>
		<lastmod>2018-11-28T15:05:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/forget-the-cash-isa-2-ftse-100-dividend-stocks-id-buy-for-retirement/</loc>
		<lastmod>2018-11-28T15:15:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/can-the-anglo-american-share-price-smash-the-state-pension/</loc>
		<lastmod>2018-11-28T15:30:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/will-the-boohoo-share-price-smash-the-next-price-by-2020/</loc>
		<lastmod>2018-11-28T15:23:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/forget-buy-to-let-id-much-rather-buy-these-property-stocks-and-their-big-dividends/</loc>
		<lastmod>2018-11-28T15:24:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/thinking-of-buying-into-the-rolls-royce-share-price-read-this-first/</loc>
		<lastmod>2018-11-28T15:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/28/forget-buy-to-let-i-think-these-6-dividend-stocks-could-deliver-much-greater-returns/</loc>
		<lastmod>2018-11-28T16:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/danger-ahead-will-the-barclays-share-price-fall-off-a-cliff-in-2019/</loc>
		<lastmod>2018-11-30T08:00:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/01/is-buy-to-let-the-worst-way-to-boost-your-retirement-income-as-the-state-pension-age-rises/</loc>
		<lastmod>2018-12-01T08:37:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/01/is-the-rbs-share-price-or-this-falling-ftse-250-knife-the-brighter-bargain-today/</loc>
		<lastmod>2018-12-01T08:55:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/is-the-barclays-share-price-an-unmissable-bargain-or-a-value-trap/</loc>
		<lastmod>2018-11-29T09:50:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/a-big-dividend-stock-to-snap-up-after-40-share-price-crash/</loc>
		<lastmod>2018-11-29T10:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/02/is-the-bp-share-price-a-bargain-or-should-i-buy-this-9-6-yielder/</loc>
		<lastmod>2018-12-02T07:47:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/is-the-genel-share-price-a-bargain-or-should-i-buy-this-ftse-250-turnaround-stock/</loc>
		<lastmod>2018-11-29T10:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/would-the-itv-share-price-and-this-dividend-stock-fit-nicely-inside-your-stocks-and-shares-isa/</loc>
		<lastmod>2018-11-29T11:41:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/is-the-kaz-minerals-share-price-a-bargain-ftse-250-turnaround-stock/</loc>
		<lastmod>2018-11-29T11:54:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/why-id-pick-the-hsbc-share-price-to-beat-a-no-deal-brexit/</loc>
		<lastmod>2018-11-29T12:10:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/is-1000000000-too-rich-a-valuation-for-sirius-minerals/</loc>
		<lastmod>2018-11-29T12:10:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/why-i-think-these-secret-dividend-stocks-could-help-you-avoid-relying-on-the-state-pension/</loc>
		<lastmod>2018-11-29T12:53:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/why-bother-with-buy-to-let-when-you-could-own-these-2-dividend-shares-yielding-over-7/</loc>
		<lastmod>2018-11-29T14:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/is-the-tesco-share-price-a-bargain-or-should-i-buy-this-10-dividend-stock/</loc>
		<lastmod>2018-11-29T14:36:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/forget-the-cash-isa-id-consider-the-sse-share-price-and-this-6-dividend-stock-instead/</loc>
		<lastmod>2018-11-29T14:37:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/10/06/4-reasons-you-dont-want-to-touch-buy-to-let-property-right-now/</loc>
		<lastmod>2018-11-29T15:19:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/10/25/calling-all-buy-to-let-landlords-this-trick-could-slash-your-tax-bill/</loc>
		<lastmod>2018-11-29T15:19:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/heres-why-i-couldnt-resist-the-persimmon-share-price/</loc>
		<lastmod>2018-11-29T15:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/2-ftse-100-dividend-stocks-i-think-could-boost-your-retirement-income-as-the-state-pension-age-rises/</loc>
		<lastmod>2018-11-29T15:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/have-2000-to-invest-why-i-think-these-ftse-250-dividend-stocks-could-soar-after-brexit/</loc>
		<lastmod>2018-11-29T16:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/29/2-stocks-that-could-fly-in-a-santa-rally/</loc>
		<lastmod>2018-11-29T16:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/could-these-6-yielding-ftse-100-dividend-stocks-sink-without-trace-in-2019/</loc>
		<lastmod>2018-11-30T08:30:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/01/thinking-of-buying-the-iqe-share-price-read-this-first/</loc>
		<lastmod>2018-12-01T09:40:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/is-now-the-perfect-time-to-pile-into-the-british-american-tobacco-share-price/</loc>
		<lastmod>2018-11-30T10:03:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/is-premier-oil-undervalued-or-should-i-buy-this-ftse-250-income-stock/</loc>
		<lastmod>2018-11-30T10:14:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/why-the-ftse-100-may-or-may-not-rally-in-december/</loc>
		<lastmod>2018-11-30T10:30:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/forget-the-cash-isa-id-rather-have-shells-juicy-6-dividend-yield/</loc>
		<lastmod>2018-11-30T10:59:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/why-id-snap-up-the-gsk-share-price-for-christmas/</loc>
		<lastmod>2018-11-30T11:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/why-bother-with-buy-to-let-when-you-could-own-these-2-high-yielding-property-shares/</loc>
		<lastmod>2018-11-30T11:45:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/these-3-ftse-100-dividend-stocks-all-yield-over-7-are-they-worth-the-risk/</loc>
		<lastmod>2018-11-30T12:00:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/is-the-tullow-share-price-a-bargain-or-should-i-buy-this-ftse-250-dividend-stock/</loc>
		<lastmod>2018-11-30T12:31:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/why-id-buy-these-2-super-xmas-dividend-stocks/</loc>
		<lastmod>2018-11-30T12:37:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/3-reasons-why-i-think-the-bt-share-price-could-continue-to-smash-the-ftse-100/</loc>
		<lastmod>2018-11-30T13:33:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/02/i-think-these-ftse-100-dividend-stocks-are-bargains-after-recent-falls/</loc>
		<lastmod>2018-12-02T08:57:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/forget-buy-to-let-id-buy-shares-in-these-property-companies-instead/</loc>
		<lastmod>2018-11-30T13:35:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/im-tipping-this-battered-ftse-100-dividend-stock-to-rebound-in-2019/</loc>
		<lastmod>2018-11-30T13:49:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/will-the-lloyds-share-price-ever-stop-falling/</loc>
		<lastmod>2018-11-30T13:57:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/2-ftse-100-dividend-stocks-id-buy-today-and-never-sell-including-this-8-yielder/</loc>
		<lastmod>2018-11-30T14:05:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/3-stocks-id-buy-and-hold-for-the-next-20-years/</loc>
		<lastmod>2018-11-30T14:12:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/02/the-ftse-100-is-falling-heres-why-im-loving-it/</loc>
		<lastmod>2018-12-02T09:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/is-the-standard-life-share-price-now-too-cheap-to-miss/</loc>
		<lastmod>2018-11-30T14:59:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/02/forget-a-cash-isa-why-id-put-regular-money-into-this-investment-instead/</loc>
		<lastmod>2018-12-02T10:15:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/30/thinking-of-buying-the-sainsburys-share-price-read-this-first/</loc>
		<lastmod>2018-11-30T16:04:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/01/get-ready-to-rumble-i-think-this-unloved-ftse-100-dividend-growth-stock-will-surge-in-2019/</loc>
		<lastmod>2018-12-01T10:05:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/neil-woodford-stock-kier-group-just-fell-33-dont-say-i-didnt-warn-you/</loc>
		<lastmod>2018-12-03T08:00:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/two-ftse-100-dividend-stocks-id-buy-before-christmas/</loc>
		<lastmod>2018-12-03T10:32:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/is-it-time-to-pile-into-the-woodford-patient-capital-trust/</loc>
		<lastmod>2018-12-03T10:33:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/is-the-hsbc-share-price-a-ftse-100-bargain-or-should-i-buy-this-11-yielder/</loc>
		<lastmod>2018-12-03T11:34:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/thinking-of-buying-ftse-250-member-sports-direct-after-share-price-slump-read-this-now/</loc>
		<lastmod>2018-12-03T11:47:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/will-the-gkp-share-price-ever-recover-to-300p/</loc>
		<lastmod>2018-12-03T12:09:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/a-ftse-250-dividend-stock-id-buy-and-hold-for-the-next-50-years/</loc>
		<lastmod>2018-12-03T14:12:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/have-2000-to-invest-here-are-2-ftse-100-growth-and-dividend-stocks-id-buy-today/</loc>
		<lastmod>2018-12-03T15:18:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/why-bother-with-buy-to-let-when-you-could-own-this-great-property-share/</loc>
		<lastmod>2018-12-03T15:20:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/can-this-ftse-250-stock-help-your-portfolio-take-off-in-2019/</loc>
		<lastmod>2018-12-03T15:28:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/03/danger-ahead-some-big-risks-facing-stock-investors-in-2019/</loc>
		<lastmod>2018-12-03T16:20:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/why-i-think-time-is-running-out-to-buy-these-ftse-100-dividend-bargains/</loc>
		<lastmod>2018-12-04T10:37:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/is-the-glencore-share-price-a-buy-or-should-i-grab-ftse-100-faller-ferguson/</loc>
		<lastmod>2018-12-04T11:27:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/is-the-persimmon-share-price-a-bargain-or-should-i-buy-this-ftse-250-turnaround-stock/</loc>
		<lastmod>2018-12-04T11:39:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/could-astrazeneca-boost-your-retirement-income-as-the-state-pension-age-rises/</loc>
		<lastmod>2018-12-04T12:29:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/despite-the-shares-plunging-20-today-i-think-this-growing-firm-is-attractive/</loc>
		<lastmod>2018-12-04T13:43:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/forget-lloyds-i-reckon-these-ftse-100-dividend-stocks-are-much-better-bets-for-2019/</loc>
		<lastmod>2018-12-04T13:49:27+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2018/05/ManPlacingCoinsInAJar.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/11/27/after-falling-40-is-this-ftse-100-stock-a-bargain/</loc>
		<lastmod>2018-12-04T14:26:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/a-ftse-100-dividend-stock-id-buy-and-hold-for-the-next-50-years/</loc>
		<lastmod>2018-12-04T14:53:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/forget-the-cash-isa-id-buy-these-ftse-250-dividend-stocks-to-protect-my-savings/</loc>
		<lastmod>2018-12-04T14:59:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/04/can-the-iqe-share-price-and-this-bargain-growth-stock-make-you-a-small-fortune/</loc>
		<lastmod>2018-12-04T15:57:32+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/2-stocks-id-buy-and-hold-for-the-next-10-years/</loc>
		<lastmod>2018-12-05T08:14:43+00:00</lastmod>
	</url>
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		<lastmod>2018-12-05T07:15:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/05/this-growth-stock-has-beaten-the-purplebricks-share-price-by-45-in-2018/</loc>
		<lastmod>2018-12-05T09:22:20+00:00</lastmod>
	</url>
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		<lastmod>2018-12-05T10:47:36+00:00</lastmod>
	</url>
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		<lastmod>2018-12-05T11:16:58+00:00</lastmod>
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		<lastmod>2018-12-05T11:42:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/05/all-i-want-for-xmas-is-some-ftse-100-high-dividend-shares/</loc>
		<lastmod>2018-12-05T11:48:56+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/this-cheap-dividend-stock-still-looks-a-far-better-buy-than-fevertree/</loc>
		<lastmod>2018-12-05T12:36:01+00:00</lastmod>
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		<lastmod>2018-12-05T12:42:18+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/alert-top-fund-manager-terry-smith-just-bought-this-ftse-100-growth-stock/</loc>
		<lastmod>2018-12-05T12:54:42+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/this-could-be-the-perfect-time-to-pile-into-this-high-dividend-growth-proposition/</loc>
		<lastmod>2018-12-05T12:56:04+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/should-i-grab-some-of-these-vibrant-retailer-shares-up-10-plus-today/</loc>
		<lastmod>2018-12-05T14:46:23+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/05/is-the-tesco-or-bp-share-price-the-best-ftse-100-dividend-investment/</loc>
		<lastmod>2018-12-05T16:18:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/06/2-ftse-250-dividend-stocks-id-buy-and-hold-for-the-next-50-years/</loc>
		<lastmod>2018-12-06T08:17:59+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/08/is-a-sipp-the-best-way-to-boost-your-retirement-income-as-the-state-pension-rises/</loc>
		<lastmod>2018-12-08T07:51:23+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/08/forget-a-cash-isa-why-i-think-a-lifetime-isa-is-a-better-way-to-build-retirement-savings/</loc>
		<lastmod>2018-12-08T07:56:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/08/3-reasons-im-buying-ftse-100-shares-today/</loc>
		<lastmod>2018-12-08T09:02:39+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/08/is-the-brexit-vote-about-to-destroy-the-lloyds-share-price/</loc>
		<lastmod>2018-12-08T08:07:49+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/08/forget-the-top-cash-isa-rate-id-pick-up-6-from-ftse-100-dividend-stocks/</loc>
		<lastmod>2018-12-08T11:18:30+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/09/why-bother-with-buy-to-let-when-you-could-get-a-4-yield-from-the-ftse-100/</loc>
		<lastmod>2018-12-09T07:23:53+00:00</lastmod>
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		<lastmod>2018-12-09T08:27:39+00:00</lastmod>
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		<lastmod>2018-12-06T10:48:36+00:00</lastmod>
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		<lastmod>2018-12-06T10:56:08+00:00</lastmod>
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		<lastmod>2018-12-06T12:19:16+00:00</lastmod>
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		<lastmod>2018-12-06T12:24:26+00:00</lastmod>
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		<lastmod>2018-12-06T12:29:17+00:00</lastmod>
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		<lastmod>2018-12-06T13:47:02+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/07/3-ftse-100-shares-i-think-are-better-than-a-buy-to-let-property/</loc>
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		<loc>https://www.twelfthmagpie.com/2018/12/07/i-believe-this-ftse-250-stock-is-a-good-bet-right-now-despite-its-current-mess/</loc>
		<lastmod>2018-12-07T07:58:39+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/08/three-5-dividend-stocks-you-may-not-have-considered-only-one-is-in-the-ftse-100/</loc>
		<lastmod>2018-12-08T10:18:12+00:00</lastmod>
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		<lastmod>2018-12-08T08:31:41+00:00</lastmod>
		<image:image>
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		<lastmod>2018-12-07T07:38:35+00:00</lastmod>
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		<lastmod>2018-12-07T08:22:38+00:00</lastmod>
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		<lastmod>2018-12-07T11:37:04+00:00</lastmod>
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		<lastmod>2018-12-07T14:18:08+00:00</lastmod>
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		<lastmod>2018-12-08T07:22:02+00:00</lastmod>
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		<lastmod>2018-12-10T13:03:33+00:00</lastmod>
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		<lastmod>2018-12-10T15:42:10+00:00</lastmod>
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		<lastmod>2018-12-16T10:18:32+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/15/why-bother-with-buy-to-let-when-you-could-own-this-attractive-property-share/</loc>
		<lastmod>2018-12-15T09:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/1-reason-why-im-not-worried-about-the-ftse-100s-1000-point-slump/</loc>
		<lastmod>2018-12-16T08:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/how-anyone-can-own-the-world-in-one-easy-step/</loc>
		<lastmod>2018-12-16T08:26:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/is-it-game-over-for-the-superdry-share-price-after-80-fall/</loc>
		<lastmod>2018-12-12T11:17:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/why-bt-is-a-ftse-100-dividend-share-id-buy-today/</loc>
		<lastmod>2018-12-12T11:23:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/why-i-think-the-ftse-100-is-the-best-bargain-its-been-in-years/</loc>
		<lastmod>2018-12-12T11:30:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/does-tescos-2019-dividend-forecast-make-it-a-buy-for-income/</loc>
		<lastmod>2018-12-12T12:30:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/why-id-avoid-this-share-with-an-8-dividend-yield-and-what-id-buy-instead/</loc>
		<lastmod>2018-12-12T12:37:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/08/3-reasons-why-im-worried-about-the-sirius-minerals-share-price/</loc>
		<lastmod>2018-12-12T13:20:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/why-i-think-ftse-100-dividend-stalwart-british-american-tobacco-looks-a-great-buy/</loc>
		<lastmod>2018-12-12T14:12:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/a-ftse-100-dividend-growth-stock-id-buy-before-christmas-and-hold-for-10-years/</loc>
		<lastmod>2018-12-12T14:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/2-ftse-100-dividend-stocks-owned-by-britains-warren-buffett/</loc>
		<lastmod>2018-12-12T14:18:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/is-the-rolls-royce-share-price-the-best-bargain-in-the-ftse-100/</loc>
		<lastmod>2018-12-12T14:35:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/i-think-the-ftse-250-could-be-the-index-to-go-for-in-2019-and-heres-why/</loc>
		<lastmod>2018-12-12T14:44:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/forget-the-top-cash-isa-rate-id-much-rather-buy-this-ftse-100-growth-stock/</loc>
		<lastmod>2018-12-12T16:11:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/12/forget-a-cash-isa-i-reckon-these-2-investment-trusts-will-work-your-money-much-harder/</loc>
		<lastmod>2018-12-12T17:16:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/3-reasons-why-the-next-share-price-is-one-of-my-top-ftse-100-buys/</loc>
		<lastmod>2018-12-15T09:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/3-ways-to-boost-your-savings-before-christmas/</loc>
		<lastmod>2018-12-15T09:49:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/forget-the-cash-isa-these-ftse-100-stocks-yield-6/</loc>
		<lastmod>2018-12-15T09:57:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/why-i-think-the-ftse-100s-fall-makes-a-stocks-and-shares-isa-worth-using-today/</loc>
		<lastmod>2018-12-16T09:03:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/3-reasons-why-i-think-the-tesco-share-price-holds-far-more-appeal-than-growth-stock-ocado/</loc>
		<lastmod>2018-12-13T10:43:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/is-now-the-perfect-time-to-pile-into-sports-direct-international/</loc>
		<lastmod>2018-12-13T11:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/why-the-gsk-share-price-is-a-ftse-100-dividend-growth-opportunity-id-buy-today/</loc>
		<lastmod>2018-12-13T11:38:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/have-3k-to-invest-one-ftse-100-dividend-stock-id-buy-for-the-next-10-years/</loc>
		<lastmod>2018-12-13T12:06:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/heres-what-i-think-brexit-will-really-do-to-the-barratt-share-price/</loc>
		<lastmod>2018-12-13T12:21:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/will-2019-be-the-year-to-return-to-neil-woodford-favourite-purplebricks/</loc>
		<lastmod>2018-12-13T13:06:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/2-safe-ftse-100-stocks-id-buy-to-beat-brexit-turmoil/</loc>
		<lastmod>2018-12-13T14:12:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/i-reckon-associated-british-foods-and-this-bargain-growth-stock-could-stage-a-dramatic-comeback/</loc>
		<lastmod>2018-12-13T14:18:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/id-buy-and-hold-this-7-yielding-ftse-100-dividend-stock-for-the-next-10-years/</loc>
		<lastmod>2018-12-13T14:31:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/why-i-think-bunzl-and-the-diageo-share-price-can-thrash-the-ftse-100-again-next-year/</loc>
		<lastmod>2018-12-13T15:55:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/13/why-im-sticking-with-the-premier-oil-share-price-for-2019/</loc>
		<lastmod>2018-12-13T16:17:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/21/what-should-you-do-if-were-in-a-bear-market/</loc>
		<lastmod>2018-12-21T08:19:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/should-you-buy-shares-in-royal-mail-and-royal-bank-of-scotland-for-2019/</loc>
		<lastmod>2018-12-15T10:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/two-ftse-250-dividend-stocks-id-buy-before-christmas/</loc>
		<lastmod>2018-12-15T11:00:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/a-ftse-100-dividend-stock-id-buy-before-christmas-and-hold-for-25-years/</loc>
		<lastmod>2018-12-15T11:20:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/why-i-think-the-ukog-share-price-could-be-worth-just-0-55p/</loc>
		<lastmod>2018-12-14T10:00:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/forget-the-top-cash-isa-rate-id-pocket-6-7-here/</loc>
		<lastmod>2018-12-16T09:20:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/why-id-still-avoid-thomas-cook-and-check-into-this-ftse-100-share-instead/</loc>
		<lastmod>2018-12-14T10:12:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/id-buy-and-hold-this-ftse-100-dividend-growth-stock-for-the-next-50-years/</loc>
		<lastmod>2018-12-14T11:12:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/have-2k-to-invest-why-i-think-aviva-could-be-the-best-place-to-invest/</loc>
		<lastmod>2018-12-14T11:23:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/taylor-wimpey-share-price-why-its-a-ftse-100-dividend-stock-id-buy-and-hold-for-a-decade/</loc>
		<lastmod>2018-12-14T11:53:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/i-reckon-the-morrisons-share-price-could-smash-the-ftse-100-and-sainsburys-in-2019/</loc>
		<lastmod>2018-12-14T12:05:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/have-2k-to-invest-one-ftse-250-dividend-stock-id-buy-and-one-id-avoid/</loc>
		<lastmod>2018-12-14T12:13:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/how-warren-buffett-made-his-billions-and-how-to-make-yours/</loc>
		<lastmod>2018-12-15T12:57:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/uk-stocks-are-on-sale-heres-why-i-think-it-is-time-to-buy-the-ftse-100/</loc>
		<lastmod>2018-12-16T14:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/23/worried-about-crashing-stock-markets-try-investing-like-warren-buffett/</loc>
		<lastmod>2018-12-23T13:25:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/29/why-your-biggest-mistakes-could-lead-to-your-greatest-investing-opportunities/</loc>
		<lastmod>2018-12-29T14:04:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/forget-the-top-cash-isa-rate-id-rather-get-7-and-9-from-these-ftse-250-dividend-stocks/</loc>
		<lastmod>2018-12-15T11:40:43+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2016/11/Dividend-.jpg</image:loc>
		</image:image>
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	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/two-ftse-100-dividend-stocks-id-buy-before-2019/</loc>
		<lastmod>2018-12-16T10:25:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/2-ftse-100-dividend-stocks-id-buy-before-christmas-and-hold-for-25-years/</loc>
		<lastmod>2018-12-16T10:40:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/15/does-brexit-turmoil-offer-buy-to-let-investors-the-perfect-buying-opportunity/</loc>
		<lastmod>2018-12-15T12:00:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/the-top-cash-isa-is-killing-your-chances-of-retiring-comfortably-while-these-ftse-100-stocks-yield-7/</loc>
		<lastmod>2018-12-16T11:20:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/14/have-2k-to-spend-i-think-this-ftse-100-dividend-growth-stock-may-help-you-to-retire-early/</loc>
		<lastmod>2018-12-14T15:21:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/why-the-standard-life-share-price-could-be-flashing-a-warning-for-2019/</loc>
		<lastmod>2018-12-16T11:40:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/3-money-mistakes-to-avoid-if-markets-continue-falling-in-2019/</loc>
		<lastmod>2018-12-16T12:00:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/16/3-ftse-100-dividend-stocks-id-buy-for-2019/</loc>
		<lastmod>2018-12-16T12:20:05+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-14T15:54:46+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-16T12:40:38+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/15/forget-1-5-at-marcus-id-buy-these-6-ftse-100-dividend-stocks-instead/</loc>
		<lastmod>2018-12-15T12:41:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/danger-ahead-i-think-these-ftse-100-dividend-stocks-will-prove-investment-traps-in-2019/</loc>
		<lastmod>2018-12-17T08:30:19+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/17/4-reasons-id-buy-shares-of-ftse-100-company-rio-tinto-today/</loc>
		<lastmod>2018-12-17T08:00:39+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/17/why-id-buy-games-workshop-today-after-its-impressive-growth/</loc>
		<lastmod>2018-12-17T09:00:36+00:00</lastmod>
	</url>
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		<lastmod>2018-12-17T10:25:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/lloyds-isnt-the-only-monster-dividend-stock-in-the-ftse-100-id-buy-before-christmas/</loc>
		<lastmod>2018-12-17T10:30:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/these-2-growth-stocks-could-be-the-best-use-for-your-christmas-spending-money/</loc>
		<lastmod>2018-12-17T10:36:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/11/why-40-of-mums-need-to-know-this-investing-secret/</loc>
		<lastmod>2018-12-17T11:00:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/forget-a-cash-isa-id-pick-up-a-6-dividend-yield-from-ftse-100-member-rbss-share-price/</loc>
		<lastmod>2018-12-17T11:53:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/why-id-buy-the-shell-share-price-fall/</loc>
		<lastmod>2018-12-17T12:53:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/have-3k-to-spend-i-think-this-ftse-100-dividend-growth-stock-is-a-top-pick-for-2019/</loc>
		<lastmod>2018-12-17T14:14:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/why-i-think-the-barclays-share-price-is-an-opportunity-to-play-the-ftse-100s-weakness/</loc>
		<lastmod>2018-12-17T14:18:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/big-8-dividend-makes-the-saga-share-price-look-tempting-to-me/</loc>
		<lastmod>2018-12-17T14:23:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/is-the-purplebricks-share-price-now-too-cheap-to-miss/</loc>
		<lastmod>2018-12-17T15:32:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/why-id-sell-kier-group-to-buy-this-10-yielding-ftse-100-dividend-stock/</loc>
		<lastmod>2018-12-17T16:21:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/17/forget-cash-isa-rates-heres-how-id-get-6-from-ftse-100-dividends/</loc>
		<lastmod>2018-12-17T16:49:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/ftse-100-dividends-are-set-to-hit-a-record-high-in-2019/</loc>
		<lastmod>2018-12-18T08:00:29+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-18T08:30:20+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-18T09:30:53+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-18T09:42:58+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-18T09:48:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/will-the-gkp-or-88e-share-price-make-you-richer-in-2019/</loc>
		<lastmod>2018-12-18T11:32:41+00:00</lastmod>
	</url>
	<url>
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		<lastmod>2018-12-18T11:36:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/the-hsbc-share-price-has-dropped-like-a-stone-in-2018-heres-why-id-buy-it-today/</loc>
		<lastmod>2018-12-18T12:21:05+00:00</lastmod>
	</url>
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		<lastmod>2018-12-18T12:31:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/have-2k-to-spend-i-think-this-ftse-100-dividend-growth-star-is-a-top-buy-for-2019/</loc>
		<lastmod>2018-12-18T12:44:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/do-you-have-3k-to-invest-a-ftse-250-dividend-aristocrat-id-buy-and-hold-for-25-years/</loc>
		<lastmod>2018-12-18T14:08:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/20/why-i-think-britains-warren-buffett-is-right-to-be-bullish-about-this-ftse-100-stock/</loc>
		<lastmod>2018-12-20T07:14:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/2-ftse-100-dividend-stocks-that-are-cash-cows/</loc>
		<lastmod>2018-12-18T14:29:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/18/ftse-250-stock-petrofac-yields-almost-7-but-is-it-worth-the-risk/</loc>
		<lastmod>2018-12-18T15:13:14+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/18/these-dividend-stocks-yield-9-and-16-should-you-buy-them-for-2019-or-sell-up/</loc>
		<lastmod>2018-12-18T15:49:35+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/18/the-40-asos-crash-might-be-the-perfect-time-to-buy-the-boohoo-share-price/</loc>
		<lastmod>2018-12-18T15:50:54+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/19/i-am-now-in-the-red-on-the-sxx-share-price-should-i-panic/</loc>
		<lastmod>2018-12-19T07:58:07+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2018/12/19/will-the-purplebricks-share-price-bounce-back-in-2019-after-65-crash/</loc>
		<lastmod>2018-12-19T07:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/19/is-the-asos-share-price-finally-good-value-after-years-of-hype/</loc>
		<lastmod>2018-12-19T08:11:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/22/these-stock-market-buy-to-let-investment-companies-offer-5-yields/</loc>
		<lastmod>2018-12-22T07:26:35+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/22/why-you-need-a-nest-egg-of-425000-to-triple-your-state-pension/</loc>
		<lastmod>2018-12-22T07:39:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/22/ftse-100-energy-giant-sses-share-price-now-yields-9-heres-why-im-staying-away/</loc>
		<lastmod>2018-12-22T07:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/22/buy-to-let-could-crash-in-2019-id-buy-the-ftse-100-instead/</loc>
		<lastmod>2018-12-22T08:08:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/23/is-the-petrofac-share-price-a-bargain-or-should-i-buy-gkp-for-2019/</loc>
		<lastmod>2018-12-23T07:13:26+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/23/2-deeply-discounted-investment-trusts-im-buying-for-2019/</loc>
		<lastmod>2018-12-23T07:55:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/19/buy-to-let-may-collapse-in-2019-id-much-rather-buy-this-big-yielding-property-stock/</loc>
		<lastmod>2018-12-19T08:51:00+00:00</lastmod>
		<image:image>
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		<lastmod>2018-12-19T12:02:04+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/19/have-1k-to-invest-these-investments-could-boost-your-retirement-income/</loc>
		<lastmod>2018-12-19T13:04:27+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/19/2-reasons-why-the-ftse-100-could-hit-record-highs-in-2019/</loc>
		<lastmod>2018-12-19T13:36:31+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/26/there-are-no-rules-in-investing-actually/</loc>
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		<lastmod>2018-12-19T14:57:35+00:00</lastmod>
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		<lastmod>2018-12-19T15:19:50+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/23/3-dividend-stocks-that-could-pay-you-for-the-rest-of-your-life/</loc>
		<lastmod>2018-12-23T08:35:42+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/23/3-reasons-why-the-ftse-100-could-soar-to-8000-points-in-2019/</loc>
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		<lastmod>2018-12-21T08:03:54+00:00</lastmod>
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		<lastmod>2018-12-23T10:12:50+00:00</lastmod>
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		<lastmod>2018-12-25T08:30:42+00:00</lastmod>
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		<lastmod>2018-12-26T09:30:14+00:00</lastmod>
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		<lastmod>2018-12-26T09:00:42+00:00</lastmod>
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		<lastmod>2018-12-26T08:00:07+00:00</lastmod>
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		<lastmod>2018-12-20T10:58:28+00:00</lastmod>
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		<lastmod>2018-12-20T11:08:49+00:00</lastmod>
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		<lastmod>2018-12-20T11:25:12+00:00</lastmod>
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		<lastmod>2018-12-23T10:57:59+00:00</lastmod>
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		<lastmod>2018-12-22T20:50:34+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2018/12/30/neil-woodford-terry-smith-or-nick-train-which-fund-manager-should-i-back-in-2019/</loc>
		<lastmod>2018-12-30T07:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/25/is-the-tesco-share-price-the-best-way-to-protect-your-portfolio-from-brexit/</loc>
		<lastmod>2018-12-25T08:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/26/forget-the-bt-share-price-id-buy-this-ftse-100-stock-yielding-14/</loc>
		<lastmod>2018-12-26T08:30:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/28/why-i-think-its-time-to-be-greedy-with-the-lloyds-share-price/</loc>
		<lastmod>2018-12-28T10:37:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/24/is-the-royal-mail-share-price-a-bargain-or-should-i-buy-this-ftse-100-12-yielder/</loc>
		<lastmod>2018-12-24T08:46:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/24/can-this-years-biggest-ftse-100-winners-keep-it-going-in-2019/</loc>
		<lastmod>2018-12-24T09:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/buy-to-let-is-dead-long-live-the-ftse-100/</loc>
		<lastmod>2018-12-30T08:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/24/7-stocks-including-2-ftse-100-giants-that-christmas-could-crush/</loc>
		<lastmod>2018-12-24T09:08:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/24/warning-i-think-these-10-stocks-could-destroy-your-wealth-in-2019/</loc>
		<lastmod>2018-12-24T09:55:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/retire-wealthy-my-3-top-dividend-funds-for-2019/</loc>
		<lastmod>2018-12-30T09:47:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/ask-a-fool-analyst-what-are-your-top-stock-holdings-heading-into-2019/</loc>
		<lastmod>2018-12-30T10:30:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/3-dirt-cheap-ftse-100-dividends-stocks-with-9-yields-ive-bought-for-2019/</loc>
		<lastmod>2018-12-30T10:43:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/forget-buy-to-let-these-property-shares-may-be-all-you-need-for-great-returns/</loc>
		<lastmod>2018-12-30T10:04:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/24/can-this-years-biggest-ftse-250-winners-keep-it-going-in-2019/</loc>
		<lastmod>2018-12-24T15:20:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/27/3-quality-stocks-i-think-are-worth-holding-in-2019/</loc>
		<lastmod>2018-12-27T10:46:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/27/3-reasons-why-the-ftse-100-could-storm-ahead-in-2019/</loc>
		<lastmod>2018-12-27T11:00:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/27/forget-cash-isa-rates-id-go-for-6-dividends-from-the-shell-share-price/</loc>
		<lastmod>2018-12-27T11:30:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/27/i-think-2019-could-be-the-turning-point-for-high-street-stocks/</loc>
		<lastmod>2018-12-27T11:48:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/ask-a-fool-analyst-what-are-the-top-ftse-100-stocks-i-want-to-buy-in-2019/</loc>
		<lastmod>2018-12-31T08:18:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/my-top-3-ftse-100-dividend-stocks-for-2019/</loc>
		<lastmod>2018-12-31T09:00:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/3-great-reasons-to-become-a-do-it-yourself-investor-in-2019/</loc>
		<lastmod>2018-12-31T09:35:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/this-ftse-100-stock-has-doubled-the-returns-compared-to-buy-to-let/</loc>
		<lastmod>2018-12-31T19:13:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/28/which-will-win-in-2019-the-next-or-marks-and-spencer-share-price/</loc>
		<lastmod>2018-12-28T08:09:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/ignore-the-gloom-the-ftse-100-could-still-hit-8000-in-2019/</loc>
		<lastmod>2018-12-31T09:59:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/28/why-the-aviva-share-price-is-still-my-ftse-100-insurance-favourite-for-2019/</loc>
		<lastmod>2018-12-28T09:38:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/28/why-i-think-sainsburys-will-beat-the-tesco-share-price-in-2019/</loc>
		<lastmod>2018-12-28T10:45:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/28/the-ftse-100s-crash-could-help-liberate-you-from-the-state-pension/</loc>
		<lastmod>2018-12-28T10:59:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/29/these-are-the-3-biggest-ftse-100-winners-in-2018-read-this-before-you-buy-any-of-them/</loc>
		<lastmod>2018-12-29T11:00:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/new-year-resolution-i-say-use-the-ftse-100-to-beat-the-state-pension/</loc>
		<lastmod>2018-12-30T12:00:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/for-monday-31st-how-to-save-a-million-pounds-by-retirement-starting-tomorrow/</loc>
		<lastmod>2018-12-31T10:48:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/the-steps-id-take-if-i-were-getting-started-as-ftse-100-or-ftse-250-investor/</loc>
		<lastmod>2018-12-30T11:15:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/30/3-starter-shares-id-buy-in-january-with-3000/</loc>
		<lastmod>2018-12-30T09:43:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/i-reckon-the-bp-and-shell-share-price-slump-might-be-the-buying-opportunity-of-the-year/</loc>
		<lastmod>2018-12-31T10:42:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/why-you-must-avoid-these-3-costly-investment-mistakes-in-2019/</loc>
		<lastmod>2018-12-31T11:34:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/forget-cash-isas-the-real-action-will-be-on-the-ftse-250-in-2019/</loc>
		<lastmod>2018-12-31T14:01:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2018/12/31/brexit-bear-market-how-low-could-the-ftse-100-go/</loc>
		<lastmod>2018-12-31T17:11:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/01/4-ways-to-increase-your-savings-in-2019/</loc>
		<lastmod>2019-01-01T07:56:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/for-wednesday-why-id-still-avoid-cobham-and-raise-a-glass-to-this-ftse-250-share-instead/</loc>
		<lastmod>2019-01-02T08:00:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/the-astrazeneca-and-gsk-share-prices-look-like-buys-to-me-as-the-ftse-100-crashes/</loc>
		<lastmod>2019-01-02T10:09:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/is-the-premier-oil-share-price-now-good-value-after-50-fall/</loc>
		<lastmod>2019-01-02T10:47:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/here-are-two-of-my-top-ftse-100-dividend-stock-picks-for-2019/</loc>
		<lastmod>2019-01-02T10:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/why-im-betting-on-these-two-growth-stocks-for-2019/</loc>
		<lastmod>2019-01-02T11:37:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/forget-the-centrica-share-price-id-buy-this-4-8-yield-instead/</loc>
		<lastmod>2019-01-02T11:42:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/i-think-the-bp-share-price-could-be-the-best-income-play-in-the-ftse-100/</loc>
		<lastmod>2019-01-02T11:49:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/ftse-250-member-tullow-oils-share-price-is-in-freefall-this-is-what-i-think-you-should-do/</loc>
		<lastmod>2019-01-02T12:01:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/why-the-centrica-share-price-could-be-signalling-a-dividend-collapse-down-the-line/</loc>
		<lastmod>2019-01-03T07:52:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/02/two-defensive-dividend-investment-trusts-id-buy-for-2019/</loc>
		<lastmod>2019-01-02T13:04:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/3-reasons-why-buy-to-let-could-crash-in-2019/</loc>
		<lastmod>2019-01-05T12:30:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/why-the-ftse-100s-decline-could-help-you-beat-the-state-pension/</loc>
		<lastmod>2019-01-05T12:00:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/my-top-ftse-100-buys-for-a-2019-starter-portfolio/</loc>
		<lastmod>2019-01-03T08:18:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/forget-the-cash-isa-the-national-grid-share-price-and-this-ftse-100-dividend-stock-yield-over-6/</loc>
		<lastmod>2019-01-03T10:34:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/two-bargain-ftse-100-dividend-stocks-id-snap-up-for-2019/</loc>
		<lastmod>2019-01-03T11:00:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/why-id-invest-2000-in-the-next-share-price-right-now/</loc>
		<lastmod>2019-01-03T11:11:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/why-i-think-this-unloved-ftse-100-stock-with-a-7-yield-could-make-you-richer/</loc>
		<lastmod>2019-01-03T11:19:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/warning-i-reckon-this-ftse-100-stock-could-fall-off-a-cliff-in-2019/</loc>
		<lastmod>2019-01-03T11:26:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/id-buy-the-aviva-share-price-and-marks-and-spencer-for-their-7-yields/</loc>
		<lastmod>2019-01-03T11:32:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/have-2k-i-reckon-these-unloved-growth-stocks-are-top-buys-for-2019/</loc>
		<lastmod>2019-01-03T11:38:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/why-i-think-the-morrisons-share-price-is-an-opportunity-to-play-the-ftse-100s-crash/</loc>
		<lastmod>2019-01-03T12:56:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/03/forget-the-royal-mail-share-price-id-go-for-this-8-dividend-instead/</loc>
		<lastmod>2019-01-03T16:04:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/have-1k-to-invest-and-want-to-buy-ftse-100-stocks-read-this-first/</loc>
		<lastmod>2019-01-04T08:03:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/forget-premium-bonds-this-could-be-an-easier-way-to-make-a-million/</loc>
		<lastmod>2019-01-05T07:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/an-unloved-12-yielding-ftse-100-dividend-stock-i-think-could-explode-in-2019/</loc>
		<lastmod>2019-01-05T09:15:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/how-id-invest-5000-today/</loc>
		<lastmod>2019-01-06T07:46:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/do-you-know-what-age-you-will-be-able-to-claim-the-state-pension/</loc>
		<lastmod>2019-01-06T07:53:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/why-id-invest-2000-in-the-boohoo-share-price-right-now/</loc>
		<lastmod>2019-01-06T08:58:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/forget-the-cash-isa-why-im-buying-the-ftse-100-after-2018-falls/</loc>
		<lastmod>2019-01-05T10:45:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/id-much-rather-buy-asos-than-these-7-yielding-ftse-100-dividend-stocks/</loc>
		<lastmod>2019-01-05T10:15:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/is-it-game-over-for-the-gear4music-share-price-after-50-drop-today/</loc>
		<lastmod>2019-01-04T10:10:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/national-grid-is-a-ftse-100-dividend-stock-id-buy-with-1000-today/</loc>
		<lastmod>2019-01-04T11:51:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/why-id-invest-1000-in-this-dividend-growing-company-right-now/</loc>
		<lastmod>2019-01-04T11:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/is-marks-spencer-a-good-dividend-stock-for-2019/</loc>
		<lastmod>2019-01-04T12:07:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/is-standard-lifes-42-share-price-slump-set-to-continue-in-2019/</loc>
		<lastmod>2019-01-04T12:12:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/my-top-2-income-investment-trusts-for-2019/</loc>
		<lastmod>2019-01-04T12:17:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/the-ftse-100-is-in-freefall-warren-buffett-says-do-these-5-things-right-now/</loc>
		<lastmod>2019-01-04T12:23:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/04/3-reasons-i-think-the-bt-share-price-will-smash-the-ftse-100-in-2019/</loc>
		<lastmod>2019-01-04T12:56:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/a-ftse-100-dividend-stock-id-buy-and-hold-forever-2/</loc>
		<lastmod>2019-01-05T10:57:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/will-ftse-100-income-champ-british-american-tobacco-thrive-in-2019/</loc>
		<lastmod>2019-01-05T11:30:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/is-the-vodafone-share-price-an-unmissable-ftse-100-bargain/</loc>
		<lastmod>2019-01-05T11:08:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/05/are-you-using-a-cash-isa-to-beat-the-state-pension-please-read-this/</loc>
		<lastmod>2019-01-05T13:18:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/why-the-ftse-100s-14-slump-could-make-it-the-buy-of-the-decade/</loc>
		<lastmod>2019-01-06T10:00:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/five-moves-im-going-to-make-if-the-market-plunges-in-2019/</loc>
		<lastmod>2019-01-06T10:30:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/two-ftse-100-stocks-warren-buffett-might-buy/</loc>
		<lastmod>2019-01-06T11:15:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/06/forget-a-cash-isa-im-betting-on-the-barclays-share-price-in-2019/</loc>
		<lastmod>2019-01-06T11:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/07/want-to-build-a-second-income-stream-from-the-ftse-100-2019-could-be-the-best-year-to-do-it/</loc>
		<lastmod>2019-01-07T08:14:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/07/is-now-a-good-time-to-invest-in-ftse-100-stocks/</loc>
		<lastmod>2019-01-07T11:25:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://www.twelfthmagpie.com/2019/01/07/one-dividend-growth-stock-id-buy-alongside-the-gsk-share-price/</loc>
		<lastmod>2019-01-07T11:41:54+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/why-id-still-shun-the-iqe-share-price-at-less-than-60p/</loc>
		<lastmod>2019-01-07T11:43:53+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/forget-a-cash-isa-id-pick-up-an-8-dividend-yield-from-ftse-250-member-saga/</loc>
		<lastmod>2019-01-07T12:50:09+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/i-would-buy-and-hold-these-ftse-100-stocks-forever/</loc>
		<lastmod>2019-01-07T13:05:04+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/is-the-lloyds-share-price-a-buy/</loc>
		<lastmod>2019-01-07T13:10:19+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/02/09/the-lesson-of-the-losers-game/</loc>
		<lastmod>2019-02-09T09:53:32+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/have-3000-to-spend-2-unknown-but-amazing-dividend-stocks-id-buy-for-20-years/</loc>
		<lastmod>2019-01-07T15:36:09+00:00</lastmod>
		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2016/11/Dividend-.jpg</image:loc>
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		<loc>https://www.twelfthmagpie.com/2019/01/25/5-shares-that-could-go-either-way-in-2019/</loc>
		<lastmod>2019-01-25T08:35:51+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/07/id-buy-this-ftse-100-dividend-stock-before-the-market-comes-to-its-senses/</loc>
		<lastmod>2019-01-07T17:09:13+00:00</lastmod>
	</url>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/have-2k-to-spend-another-ftse-100-dividend-stock-id-buy-before-the-market-wises-up/</loc>
		<lastmod>2019-01-08T07:51:12+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/dont-know-where-to-start-investing-heres-how-id-invest-5000-today/</loc>
		<lastmod>2019-01-08T10:28:31+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/one-ftse-100-stock-yielding-5-7-i-think-could-explode-in-2019/</loc>
		<lastmod>2019-01-08T10:50:59+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/thinking-of-buying-into-the-morrisons-share-price-read-this-first/</loc>
		<lastmod>2019-01-08T11:09:07+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/this-nightmare-growth-stock-fell-90-in-2018-and-there-could-be-worse-to-come/</loc>
		<lastmod>2019-01-08T11:40:19+00:00</lastmod>
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		<lastmod>2019-01-08T12:11:33+00:00</lastmod>
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		<lastmod>2019-01-08T12:29:41+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/2-unknown-but-amazing-and-cheap-dividend-stocks-id-buy-for-2019/</loc>
		<lastmod>2019-01-08T13:44:29+00:00</lastmod>
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		<lastmod>2019-01-08T13:52:53+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/2-ftse-100-dividend-stocks-poised-for-huge-growth-over-the-next-decade/</loc>
		<lastmod>2019-01-08T15:33:37+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/the-ftse-100-could-crash-below-6000-points-this-is-what-you-need-to-do/</loc>
		<lastmod>2019-01-08T15:38:06+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/two-investing-themes-i-think-will-be-strong-in-2019/</loc>
		<lastmod>2019-01-08T15:45:02+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/08/got-2k-to-invest-one-ftse-100-dividend-stock-id-buy-today/</loc>
		<lastmod>2019-01-08T15:47:10+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/09/an-unloved-undervalued-ftse-100-stock-i-think-could-double-in-2019/</loc>
		<lastmod>2019-01-09T10:31:45+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/09/why-id-buy-this-red-hot-ftse-100-stock-and-a-small-cap-growth-play-today/</loc>
		<lastmod>2019-01-09T10:50:35+00:00</lastmod>
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		<lastmod>2019-01-09T10:54:29+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/09/my-top-ftse-100-dividend-stock-for-2019/</loc>
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		<lastmod>2019-01-09T11:35:06+00:00</lastmod>
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		<lastmod>2019-01-09T12:27:50+00:00</lastmod>
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		<lastmod>2019-01-09T14:03:24+00:00</lastmod>
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		<lastmod>2019-01-09T14:09:41+00:00</lastmod>
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		<lastmod>2019-01-09T14:14:26+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/09/why-id-pick-the-gsk-and-astrazeneca-share-prices-to-beat-my-state-pension/</loc>
		<lastmod>2019-01-09T14:20:32+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/09/these-dirt-cheap-dividend-heroes-yield-as-much-as-10-8-i-bet-youve-never-even-heard-of-them/</loc>
		<lastmod>2019-01-09T14:27:43+00:00</lastmod>
		<image:image>
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		<lastmod>2019-01-09T16:17:53+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/12/why-i-think-the-ftse-100s-market-crash-could-be-an-opportunity-to-make-a-million/</loc>
		<lastmod>2019-01-12T07:55:54+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/10/have-3k-to-spend-id-buy-this-ftse-100-dividend-growth-stock-before-the-market-comes-to-its-senses/</loc>
		<lastmod>2019-01-10T08:16:09+00:00</lastmod>
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		<lastmod>2019-01-12T08:39:33+00:00</lastmod>
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		<lastmod>2019-01-13T08:57:17+00:00</lastmod>
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		<loc>https://www.twelfthmagpie.com/2019/01/10/id-get-started-in-dividend-investing-with-these-ftse-funds/</loc>
		<lastmod>2019-01-10T09:18:05+00:00</lastmod>
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		<lastmod>2019-01-13T07:54:51+00:00</lastmod>
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		<lastmod>2019-01-12T10:40:54+00:00</lastmod>
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		<image:image>
			<image:loc>https://www.twelfthmagpie.com/wp-content/uploads/2016/08/cash-1-e1470134057409.jpg</image:loc>
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		<lastmod>2019-01-10T11:12:41+00:00</lastmod>
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		<lastmod>2019-01-10T11:36:47+00:00</lastmod>
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		<lastmod>2019-01-10T12:37:20+00:00</lastmod>
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		<lastmod>2019-01-10T12:44:07+00:00</lastmod>
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		<lastmod>2019-01-10T14:01:19+00:00</lastmod>
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		<lastmod>2019-01-10T14:17:47+00:00</lastmod>
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		<lastmod>2019-01-10T14:47:11+00:00</lastmod>
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		<lastmod>2019-01-13T12:25:40+00:00</lastmod>
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		<lastmod>2019-01-20T11:34:06+00:00</lastmod>
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		<lastmod>2019-01-26T08:44:13+00:00</lastmod>
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		<lastmod>2019-01-12T11:40:11+00:00</lastmod>
		<image:image>
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		<lastmod>2019-01-11T07:46:16+00:00</lastmod>
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		<lastmod>2019-01-11T11:28:43+00:00</lastmod>
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		<lastmod>2019-01-11T12:16:58+00:00</lastmod>
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		<lastmod>2019-01-11T12:27:10+00:00</lastmod>
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		<lastmod>2019-01-11T12:37:24+00:00</lastmod>
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